Wayne Mah

Senior Mortgage Planner

  • Rates Drop Again

    The Royal Bank, TD Bank & CIBC all dropped rates again today. In fact the Royal Bank lowered rates over the weekend without much fanfare. This has been a common practice lately with them. The 5 year posted fixed rate is now at 5.39% at the three banks and others will follow undoubtedly. We have

  • What You Need To Know About Mortgage Life Insurance

    I am not an insurance agent. However, there are some things I have learned through the years about Mortgage Life Insurance that I thought I would share with you. Whenever you take out a mortgage you have been or will be offered Mortgage Life Insurance. This is not to be confused with the mortgage insurance

  • Separating? Divorcing? What Is Needed To Get A Mortgage

    Unfortunately, statistics indicate that couples end up divorcing or separating in about 50% of relationships in current times. I have worked with couples where the split was amicable and also with ones that were…quite antagonistic. Obviously I am not a relationship counsellor but get involved when one of the party wants to purchase the home