| Term | Bank Rate | Our Rate |
| 1 Year | 3.79 % | 3.09 % |
| 2 Year | 4.14 % | 3.39 % |
| 3 Year | 4.49 % | 3.79 % |
| 4 Year | 5.04 % | 3.99 % |
| 5 Year | 5.39 % | 3.94 % |
| 7 Year | 5.55 % | 4.44 % |
| 10 Year | 5.80 % | 4.54 % |
TRANSCRIPTION OF VIDEO BLOG: Hi, everybody. Rowan Smith from City Wide Mortgage services. I’m answering the question today, “What’s the fastest way to rebuild my credit?” Now, there’s no quick answer. There’s no way this can be done in a month, or two months, or even three months, or six months. You have to think
TRANSCRIPTION OF VIDEO BLOG: Hi, everyone. Rowan Smith from City Wide Mortgage Services. My last video went out, and near the end of the video I made some mention about penalties and banks paying other penalties. I want this video to be short, sweet, and very to the point. The question that I’m answering is,
TRANSCRIPT OF VIDEO BLOG: Hi, everybody. It’s Rowan Smith with Citywide Mortgage Services. The question I’m here to answer today is how do you minimize your mortgage penalties? The short answer is…you have to pick your lender very carefully. Now, on a variable‑rate mortgage, uniformly across the board, it’s essentially a three‑month interest penalty. However,
