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  • Rates

    effective January 24, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.59 %
    2 Year 3.19 % 1.54 %
    3 Year 3.49 % 1.54 %
    4 Year 3.74 % 1.59 %
    5 Year 4.59 % 1.58 %
    7 Year 5.35 % 2.34 %
    10 Year 5.60 % 2.69 %
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    • How prepayments save your after tax dollars
    • 25JUN
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      How prepayments save your after tax dollars

      How prepayments save your after tax dollars

      For most clients, paying off their mortgage early is priority numero uno.  Let’s face it, mortgages are big, long, expensive commitments so for most people, the sooner you can work down that principal, the happier you will be.  With that in mind, we’re going to approach mortgage prepayments from a slightly different perspective & put

      • Posted by Editor
      • Basic Mortgage Info
      • Client questions
      • Educational
      • Real Estate
      • tax
      • Uncategorized
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    • 14JAN
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      Tax Deductible Mortgages for Canadians

      For years Americans have enjoyed the benefits of being able to deduct the interest paid on their residential mortgages and save on income tax. Some people may say that this benefit is partly why Americans have encountered so much housing trouble as this concept encourages you to keep a high mortgage balance…after all the interest

      • Posted by Ralna Burridge
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    • 30DEC
      0 Comments

      Before you renew…call!

      It always surprises me when I hear people say they simply renewed with their existing bank or mortgage lender. With today’s historically low rates compared to just a few years ago, it’s important not to be too quick to renew or refinance your mortgage with your existing lender until you check out all your options.

      • Posted by Ralna Burridge
      • Uncategorized
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    Recent Company Posts

    • B.C. real estate: Markets outside Vancouver driving detached home sales 2020-12-28T18:00:55-08:00
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    • 10 New Homeowner Tips You Need to Know ASAP 2020-12-28T17:59:09-08:00

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