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Karen Boies

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    • 06APR
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      Rental Income Offset versus Rent Added to Income

      I recently sat down with a group of investors that are setting out to acquire a portfolio of rental properties. They wanted clarification on the Federal Government changes coming April 19th, and how they will affect the mortgage qualfication process. In addition to having to put 20% down on investment properties, one of the biggest

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    • 29MAR
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      BIG rate increase announced

      The Royal Bank of Canada led the way today and increased their posted mortgage rates on their 3, 4 and 5 year fixed rate terms. On the 5 year fixed rate term they increased it by a whopping 60 bps, going from 5.25% to 5.85%. 3 and 4 year terms were increased by 20 and

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    • 24MAR
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      Make that rate decision sooner as July may be closer than ever!

      The Bank of Canada‘s Mark Carney today, in a speech, issued his strongest warning that his commitment to low rates was “expressly conditional on the outlook for inflation”. Canada’s latest ‘core inflation’ report issued last week gave an indicator of 2.1 percent. This is above the target rate of 2 percent. It is my suggestion

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