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Karen Boies

Mortgage Planner

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    • 19JAN
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      No change at Bank of Canada

      In a surprise to no one, the Bank of Canada left their overnight rate unchanged today in their latest rate announcement. Overall, the tone of the news release is pretty much the same as the last few. For some, this may be boring and uneventful but sometimes that is a good thing like now. This

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    • 16JAN
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      What Is a Pre Approval Really? Pre-Approvals Aren’t All You Think…

      We take many calls and hear anecdotal stories from clients about how they were “pre-approved” by their bank (or another broker) for $265,000 but when the deal came together it all fell apart because the bank would only give them $150,000 (or some such story). My career is filled with client stories from their banks.

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    • 14JAN
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      86% of Canadians take fixed rate mortgages

      The Canadian Association of Accredited Mortgage Professionals (CAAMP ) released the results of an extensive survey conducted by them that found 86% of Canadians are taking a fixed rate mortgage when buying a home. In fact, a whopping 70% were taking a fixed rate term greater than 5 years!!! This is contrary to extensive reports

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