Karen Boies

Mortgage Planner

  • What is an Option to Purchase and How to Use Them

    I get questions all the time about what an option to purchase is. This video blog gives an explanation of what the option is, how it works, and when to use it. Enjoy [flashvideo file=wp-content/uploads/2009/12/Options-to-Purchase.flv /] Transcription of the Video Blog: Hi everyone, this is Rowan Smith from The Mortgage Centre. I’ve been taking several

  • Top 5 Ways to Improve your Credit

    Don’t open any new creditor accounts. If you already have enough credit cards etc…please don’t open or take out any new loans. A new loan will report on your credit score as an R0 and will be considered “too new to rate” and will take big points bite off your credit score.  Pay everything on

  • Before you renew…call!

    It always surprises me when I hear people say they simply renewed with their existing bank or mortgage lender. With today’s historically low rates compared to just a few years ago, it’s important not to be too quick to renew or refinance your mortgage with your existing lender until you check out all your options.