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Wayne Mah

Senior Mortgage Planner

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    • 08MAR
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      CMHC Business For Self Stated Income Program Changed

      The CMHC Simplified Program has been tightened up and modified. A brief background… This program was introduced just a few short years ago to assist self-employed individuals in the purchase of a home. Many clients in this category have a difficult time in easily providing proof of their income depending on how their company is

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    • 06MAR
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      Posted 5 Year Rate Confirmed As New Qualifying Rate

      It has now been confirmed that the new qualifying rate, effective April 19, 2010, for all CMHC insured mortgages will be as follows: The greater of the chartered bank’s posted 5 year term rate or the contract rate. This will apply to all variable rate mortgages and for fixed rate terms under 5 years. We were

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    • 03MAR
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      Great Variable Rate Mortgage Strategy

      Despite the low fixed rate mortgages available there are still many people asking for variable rate products. Most of the time they ask what the best rate for a variable is. In majority of the cases this would be a variable rate closed mortgage. However, I have been suggesting they take the variable rate OPEN

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