Wayne Mah

Senior Mortgage Planner

  • Lower posted and variable rates announced

    TD Bank & RBC led the way today by lowering posted rates on their 3, 4 and 5 year fixed rate terms. The drops ranged from 10-15 bps. A 5 year posted fixed rate is now at 5.39% at both lenders. This is now only 0.14% from the all time low of 5.25%. Most brokers

  • Variable vs. Fixed – Beyond the numbers

    Variable versus fixed rate mortgages continue to be a hot topic of discussion. However, lost in most discussion is the individual risk tolerance for each person. I believe this is a required consideration, especially for first time homebuyers. Comments welcome! [flashvideo file=wp-content/uploads/2010/01/Risk-tolerance.flv /]

  • Radio Real Estate Interview

    On the weekend of January 9, 2010 I had the privilege of being invited to appear on the Radio Real Estate Show. This is a weekly radio show that airs on AM650 in Vancouver that covers all real estate matters. It was a fairly wide ranging talk we had that covered my forecast of future rates, the importance