Rowan Smith

Senior Mortgage Planner

  • Vendor Take Back Mortgages – More Details…

    Transcript of Video Blog: Hi, everyone, Rowan Smith with the Mortgage Centre. I want to talk today about vendor takeback mortgages. I’m getting a lot more inquiries no them, and there’s a fundamental misunderstanding out there about how they apply and whether or not you can really use them. A lot of the no-money-down programs,

  • Penalties and Mortgages and how Non-Banks Can Help

    Transcript of Video Blog: Hi, everybody. It’s Rowan Smith with the Mortgage Centre. I want to talk today about interest rate differential penalties, mortgage penalties, and non banks. The reason I’m bringing this up is a lot of people have said to me, “Rowan, how come you don’t fund more mortgages with TD Bank or

  • Collateral Charges – Another Lender Gets On Board

    Transcript of Video: Hi, everybody. Rowan Smith with the Mortgage Centre. I want to talk today about a change that was announced that’s been swept under the radar, and that’s that TD Bank has announced their mortgages will now be a collateral charge. Now what a collateral charge is, it differs than a traditional mortgage