Rowan Smith

Senior Mortgage Planner

  • Fixed and Variable – A Definition

    In this video, I look at what fixed and variable mortgages are as a refresher for past viewers or of my first time buyers. Transcription of Video Blog: Hi, everybody. It’s Rowan Smith from the Mortgage Centre. I want to talk today about fixed or variable. Specifically, I want to define what they are so

  • How Are Mortgage Penalties Calculated?

    I’m getting lots of questions about why bank penalties have fallen in the last three weeks. This blog explains the calculation methodology behind it: Transcript of Video Blog: Hi, everybody. It’s Rowan Smith from the Mortgage Centre. I wanted to address penalties, and interest rate differentials, and three month interest penalties and how it all

  • Suggestions on Blog Posts Anyone?

    Anyone have any suggestions for blog posts you’d like to see me do? Just ask in the comments section, or email me at smith.rowan@mortgagecentre.com and I’ll get something put up for you. Transcription of Video Blog: Hi everybody, it’s Rowan Smith from the Mortgage Centre. I wanted to do a blog today to ask for