Rowan Smith

Senior Mortgage Planner

  • CMHC Rule Changes in Effect TODAY

    April 19th, 2010 is the date, and the new mortgage rule changes go into effect today. Our office did a presentation to 50 realtors and clients last week, and below are the three videos that came from it where the changes are discussed at much, much greater length than previously. Enjoy! Transcription of Video Blogs

  • Too Late To Get April 19 CMHC Mortgage Rules Changes?

    I took more calls today than I could count asking, “Is it too late to get in under the old rules?” The short answer is: “YES” The reality is that lenders are swamped with applications from people that got them in within the last 7 days. They’ve been working around the clock to the mortgages

  • Large Mortgages – Sliding Scale – When Trouble Sets In

    Large mortgages present unique challenges in the Canadian Mortgage Market. Sliding scales, director approval, multiple reviews, it all adds up to difficultly getting larger mortgages approved. If you’ve found getting approved for a large mortgage is causing you trouble, watch this video: Transcription of Video Blog: Hey everybody, Rowan Smith of the Mortgage Center. I