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Wayne Mah

Senior Mortgage Planner

  • Rates

    effective May 17, 2024

    Term Bank Rate Our Rate
    1 Year 7.84 % 6.74 %
    2 Year 7.34 % 5.64 %
    3 Year 7.14 % 4.79 %
    4 Year 6.99 % 4.99 %
    5 Year 7.04 % 4.74 %
    7 Year 7.10 % 5.49 %
    10 Year 7.25 % 5.74 %

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    • 21DEC
      0 Comments

      Larger downpayments/shorter amortizations on the horizon?

      In an interview with CTV’s Question Period yesterday, Finance Minister indicated that he is keeping a close eye on the red hot real estate market. He is concerned that if “excessive demand” takes place consumers may not be able to handle the payments should rates rise in the future. In the interview he mentioned some

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    • 16DEC
      0 Comments

      Investors should take some caution

      CMHC reported today in their latest rental market survey that vacancy rates rose from 2.2 to 2.8% in 35 major Canadian cities in October. Specifically for the Vancouver area, where I reside and conduct the majority of my business, there was a significant jump in the vacancy rate. It was at 0.5% in October 2008

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    • 09DEC
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      First Time Homebuyers’ & BC’s Property Transfer Tax

      Despite the fact that the Property Transfer Tax has been in force for a long time now, I am still consistently asked about how the First Time Home Buyers’ exemption works. These questions are not only coming from first time buyers but realtors as well. Therefore, I thought this would be a great topic to

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