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Wayne Mah

Senior Mortgage Planner

  • Rates

    effective May 21, 2024

    Term Bank Rate Our Rate
    1 Year 7.84 % 6.74 %
    2 Year 7.34 % 5.64 %
    3 Year 7.14 % 4.79 %
    4 Year 6.99 % 4.99 %
    5 Year 7.04 % 4.74 %
    7 Year 7.10 % 5.49 %
    10 Year 7.25 % 5.74 %

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    • 08DEC
      0 Comments

      RBC leads again with new rate drops

      RBC leads the way again today by announcing lower posted rates on their one, four and five year fixed rate terms. We can expect the other major lenders to follow suit over the next couple of days. Press release and full details here.

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    • 08DEC
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      No changes by Bank of Canada today

      The Bank of Canada held it’s key lending rate at 0.25% today as most analysts expected. Surprisingly though, they maintained that their outlook that was provided in October was still on target. This despite some recent economic indicators that were not as strong as original forecast nor hoped for. They reiterated their conditional commitment to

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    • 03DEC
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      Proposed HST and Pre-Sales

      I got a call from a client today asking how the proposed HST in B.C. would affect her as she is planning to buy a pre-sale condominium that would be completing after July 1, 2010. Unfortunately, based on the current information she would have to pay the provincial portion of it even though she would

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