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Wayne Mah

Senior Mortgage Planner

  • Rates

    effective April 28, 2024

    Term Bank Rate Our Rate
    1 Year 7.84 % 6.74 %
    2 Year 7.34 % 6.09 %
    3 Year 7.14 % 4.79 %
    4 Year 6.99 % 4.99 %
    5 Year 7.04 % 4.74 %
    7 Year 7.10 % 5.59 %
    10 Year 7.25 % 5.84 %

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    • 02JUN
      0 Comments

      How To Finance A Former Grow-Op Property

      Living here in beautiful British Columbia has some definite perks. The mild climate, gorgeous scenary, and for those that like to partake…B.C. bud. Now I am not getting into the debate over pot use but wanted to detail the steps required to purchase a property that was a former grow-op. In B.C. there seems to

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    • 01JUN
      0 Comments

      Bank of Canada Prime Rate Rises – So It Begins

      The Bank of Canada raised the Bank Rate by 0.25% today. It is now at 0.50%. This is the first increase by the central bank since July 2007. With this rise I expect all major lending institutions to rate their Prime Rates by an equivalent amount – from 2.25% to 2.50%. This means that if

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    • 19MAY
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      UPDATE: Strata Duplexes Okay Again

      CMHC has just announced that they will now be insuring mortgages on “non-conforming stratas” again. This reverses an earlier decision (see previous post). A requirement is that title insurance must be taken out. This is super news for both buyers and sellers. Now buyers can go as low as 5% down again! No updates from

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