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Wayne Mah

Senior Mortgage Planner

  • Rates

    effective May 6, 2024

    Term Bank Rate Our Rate
    1 Year 7.84 % 6.74 %
    2 Year 7.34 % 5.64 %
    3 Year 7.14 % 4.79 %
    4 Year 6.99 % 4.99 %
    5 Year 7.04 % 4.74 %
    7 Year 7.10 % 5.59 %
    10 Year 7.25 % 5.84 %

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    • 19MAY
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      HSBC Out Of Broker Network

      HSBC Bank Canada announced today that they will no longer be originating mortgages via brokers. This is effective immediately. Along with this, they will also be winding down and closing their outside mortgage sales force department. All future mortgage origination will be done via their branch network. Although HSBC has never been a major player

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    • 07MAY
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      Warning: Possible Financing Problems On Strata Duplexes

      Our office recently encountered financing problems for a strata duplex. We discovered that currently no mortgage insurer will approve such a property. Not CMHC, not Genworth and not Canada Guaranty . This is a very recent change!!! I found this very strange and having been in the industry for many years I decided to find

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    • 28APR
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      Stated Income Rental Purchase For Self-Employed Is Back

      Great news for all real estate investors that are self-employed! A well established major lender in Canada has brought back their “Stated Income Rental Program” today. Traditionally, many people who are self-employed have trouble obtaining financing for their own homes, let alone rental properties. With all the different structures of companies and legal deductions for

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