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  • Rates

    effective October 24, 2026

    Term Bank Rate Our Rate
    1 Year 5.84 % 4.69 %
    2 Year 5.14 % 4.54 %
    3 Year 6.05 % 4.29 %
    4 Year 5.99 % 4.29 %
    5 Year 6.09 % 4.44 %
    7 Year 6.40 % 5.34 %
    10 Year 6.80 % 5.44 %

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    We encourage you to contact one of our Mortgage Planners to discuss your individual mortgage needs.
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    • 16AUG
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      Rates lowered by CIBC and RBC

      CIBC and RBC led the way today by announcing lower rates. All rates from 2 year terms and up were lowered by 10 bps across the board. With this latest decrease the posted 5 year fixed rate at both lenders is now at 5.49%. No announcements by the other lenders at this time but they

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    • 15JUL
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      Your Credit Score

      I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage so she could invest in her own home. During our meeting she expressed concern about having her credit checked and the impact on her ability to get a loan. When

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    • 03JUL
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      Rates Secretly Lowered

      RBC, without a press release, lowered their posted rates today by 0.10% across the board. This is the second time in under 2 weeks that mortgage rates have been lowered. Based on current bond yields, we can anticipate futher rate decreases in the near future. No other lenders have followed RBC’s lead thus far but

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