| Term | Bank Rate | Our Rate |
| 1 Year | 5.84 % | 4.44 % |
| 2 Year | 5.14 % | 4.39 % |
| 3 Year | 6.05 % | 3.99 % |
| 4 Year | 5.99 % | 3.99 % |
| 5 Year | 6.09 % | 3.94% |
| 7 Year | 6.40 % | 5.04 % |
| 10 Year | 6.80 % | 5.09 % |
Most of our mortgage services are free: we are generally paid a commission by lenders, so that you do not need to pay us. These include: switch financing, mortgage renewal, second mortgages, new mortgages, consultation sessions, and many more.
For a few products, nominal fees may be charged. This can occur when lenders do not pay a compensation fee. Keep in mind that we will charge you no fees without your prior consent. Please talk to one of our Mortgage Planners for more details.