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  • Rates

    effective September 29, 2023

    Term Bank Rate Our Rate
    1 Year 7.59 % 6.44 %
    2 Year 7.14 % 6.14 %
    3 Year 6.94 % 5.99 %
    4 Year 6.79 % 5.54 %
    5 Year 6.84 % 5.19 %
    7 Year 7.10 % 6.10 %
    10 Year 7.25 % 6.44 %
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    • Applying for a mortgage loan – what do I need to know?
    • 26OCT
      0 Comments

      Applying for a mortgage loan – what do I need to know?

      When I speak to prospective clients they ask me what information will they need to prepare, in order to complete their mortgage loan application. I have prepared this blog article as I thought it would help you prepare for our meeting. The mortgage loan application requests information about the type of mortgage loan you are

      • Posted by administrator
      • First Time Home Buyer
      • Mortgage Planning
      • New to Canada
      • Purchases
      • RRSP Contributions
      More
    • 15JUL
      0 Comments

      Your Credit Score

      I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage so she could invest in her own home. During our meeting she expressed concern about having her credit checked and the impact on her ability to get a loan. When

      • Posted by administrator
      • Financial health
      More
    • 15JUN
      0 Comments

      Guarantor or not?

      I recently had the opportunity to work with a client who really wanted to take the step to buy her own condo instead of paying off her landlord’s mortgage. She had completed the application process, then after checking her credit rating I found out she had previously declared bankruptcy.   That prior bankruptcy adversely affects her

      • Posted by administrator
      • Financial health
      • Mortgage Planning
      • Purchases
      • Uncategorized
      More
      • 1
      • 2

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    randy@ravetech.ca
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    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
    • V6H 1G7

    cwf@citywidemortgage.ca

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