City Wide Mortgage Services | insured mortgages

Rates

effective April 21, 2021

Term	Bank Rate	Our Rate
1 Year	3.14 %	1.69 %
2 Year	3.19 %	1.54 %
3 Year	3.49 %	1.54 %
4 Year	3.74 %	1.79 %
5 Year	4.59 %	1.89 %
7 Year	5.35 %	2.44 %
10 Year	5.60 %	2.89 %

Mortgage Planners

contact now

We encourage you to contact one of our Mortgage Planners to discuss your individual mortgage needs.

More

Mortgage Application

apply today

Select one of our mortgage planners and click Apply Now to complete a quick and easy online mortgage application.

Apply Now

You are here:
Home
Applying for a mortgage loan – what do I need to know?

26OCT
0 Comments
Applying for a mortgage loan – what do I need to know?

When I speak to prospective clients they ask me what information will they need to prepare, in order to complete their mortgage loan application. I have prepared this blog article as I thought it would help you prepare for our meeting. The mortgage loan application requests information about the type of mortgage loan you are
- Posted by Karen Boies
- First Time Home Buyer
- Mortgage Planning
- New to Canada
- Purchases
- RRSP Contributions
More
15JUL
0 Comments
Your Credit Score

I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage so she could invest in her own home. During our meeting she expressed concern about having her credit checked and the impact on her ability to get a loan. When
- Posted by Karen Boies
- Financial health
More
15JUN
0 Comments
Guarantor or not?

I recently had the opportunity to work with a client who really wanted to take the step to buy her own condo instead of paying off her landlord’s mortgage. She had completed the application process, then after checking her credit rating I found out she had previously declared bankruptcy. That prior bankruptcy adversely affects her
- Posted by Karen Boies
- Financial health
- Mortgage Planning
- Purchases
- Uncategorized
More

1
2

Latest Tweets

#motivationmonday from the team! t.co/f94qb8wPJaMon Apr 19 20:16:12 +0000 2021
@VanMortgages You are part of what makes this team amazing & special Jordan.Sat Apr 17 06:34:22 +0000 2021
"I started City Wide 25 years ago and honestly couldn’t be more proud of what we’ve created. A true collective grou… t.co/opalBiwPZPFri Apr 16 20:33:09 +0000 2021
Mortgage Glossary Term: Amortization The gradual retirement of a debt over a certain period of time by means of r… t.co/cilNWcs3GVThu Apr 15 20:16:10 +0000 2021
12 Essential Spring Gardening Tips: t.co/zsb4BAhW3e t.co/DVCrATmokrWed Apr 14 20:15:07 +0000 2021
RT @OSFICanada: For additional information or to access the full list of questions and answers, click here: t.co/f3gmWESOG2 We we…Wed Apr 14 04:07:49 +0000 2021
RT @OSFICanada: The proposal is based on the feedback of previous consultations. When we develop a new rule or adjust existing rules, we al…Wed Apr 14 04:07:36 +0000 2021
RT @OSFICanada: Lenders use debt serviceability ratios, e.g. Gross Debt Service and Total Debt Service, to assess a borrower’s capacity to…Wed Apr 14 04:07:23 +0000 2021
RT @OSFICanada: It should be noted that if mortgage rates rise, fewer will be affected, if they fall then more will be affected. More info…Wed Apr 14 04:07:06 +0000 2021
#motivationmonday from the team! t.co/rFQRCt3LzxMon Apr 12 20:14:13 +0000 2021

© 2008-2020 City Wide Financial Corporation
City Wide Mortgage Services (E. & O. E.)
VIEW MOBILE SITE

Top