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  • Rates

    effective July 28, 2026

    Term Bank Rate Our Rate
    1 Year 5.84 % 4.54 %
    2 Year 5.14 % 3.99 %
    3 Year 6.05 % 3.99 %
    4 Year 5.99 % 3.99 %
    5 Year 6.09 % 4.04 %
    7 Year 6.40 % 4.95 %
    10 Year 6.80 % 5.29 %
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    • Why now is a great time to buy revenue properties?
    • 19AUG
      0 Comments

      Why now is a great time to buy revenue properties?

      Contrary to popular opinion, a recession is actually the BEST time to invest in revenue properties. Why? Regardless of market conditions people always need a place to live, and with today’s lower prices and near historical low interest rates, you’ve got the perfect money-making opportunity! The first thing to keep in mind is that real

      • Posted by administrator
      • Purchases
      • Real Estate Investment
      • Refinancing
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    • 15JUL
      0 Comments

      Your Credit Score

      I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage so she could invest in her own home. During our meeting she expressed concern about having her credit checked and the impact on her ability to get a loan. When

      • Posted by administrator
      • Financial health
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    • 15JUN
      0 Comments

      Guarantor or not?

      I recently had the opportunity to work with a client who really wanted to take the step to buy her own condo instead of paying off her landlord’s mortgage. She had completed the application process, then after checking her credit rating I found out she had previously declared bankruptcy.   That prior bankruptcy adversely affects her

      • Posted by administrator
      • Financial health
      • Mortgage Planning
      • Purchases
      • Uncategorized
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    randy@ravetech.ca
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    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
    • V6H 1G7

    cwf@citywidemortgage.ca

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