City Wide Mortgage Services | mortgage broker Vancouver Island

Rates

effective April 18, 2021

Term	Bank Rate	Our Rate
1 Year	3.14 %	1.69 %
2 Year	3.19 %	1.54 %
3 Year	3.49 %	1.54 %
4 Year	3.74 %	1.79 %
5 Year	4.59 %	1.89 %
7 Year	5.35 %	2.44 %
10 Year	5.60 %	2.89 %

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Applying for a mortgage loan – what do I need to know?

26OCT
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Applying for a mortgage loan – what do I need to know?

When I speak to prospective clients they ask me what information will they need to prepare, in order to complete their mortgage loan application. I have prepared this blog article as I thought it would help you prepare for our meeting. The mortgage loan application requests information about the type of mortgage loan you are
- Posted by Karen Boies
- First Time Home Buyer
- Mortgage Planning
- New to Canada
- Purchases
- RRSP Contributions
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15JUL
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Your Credit Score

I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage so she could invest in her own home. During our meeting she expressed concern about having her credit checked and the impact on her ability to get a loan. When
- Posted by Karen Boies
- Financial health
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15JUN
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Guarantor or not?

I recently had the opportunity to work with a client who really wanted to take the step to buy her own condo instead of paying off her landlord’s mortgage. She had completed the application process, then after checking her credit rating I found out she had previously declared bankruptcy. That prior bankruptcy adversely affects her
- Posted by Karen Boies
- Financial health
- Mortgage Planning
- Purchases
- Uncategorized
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Mortgage Glossary Term: Amortization The gradual retirement of a debt over a certain period of time by means of r… t.co/cilNWcs3GVThu Apr 15 20:16:10 +0000 2021
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RT @OSFICanada: For additional information or to access the full list of questions and answers, click here: t.co/f3gmWESOG2 We we…Wed Apr 14 04:07:49 +0000 2021
RT @OSFICanada: The proposal is based on the feedback of previous consultations. When we develop a new rule or adjust existing rules, we al…Wed Apr 14 04:07:36 +0000 2021
RT @OSFICanada: Lenders use debt serviceability ratios, e.g. Gross Debt Service and Total Debt Service, to assess a borrower’s capacity to…Wed Apr 14 04:07:23 +0000 2021
RT @OSFICanada: It should be noted that if mortgage rates rise, fewer will be affected, if they fall then more will be affected. More info…Wed Apr 14 04:07:06 +0000 2021
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