City Wide Mortgage Services | mortgage broker Vancouver Island

Rates

effective July 24, 2021

Term	Bank Rate	Our Rate
1 Year	3.14 %	1.64 %
2 Year	3.19 %	1.54 %
3 Year	3.49 %	1.54 %
4 Year	3.74 %	1.79 %
5 Year	4.59 %	1.88 %
7 Year	5.35 %	2.44 %
10 Year	5.60 %	2.89 %

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Applying for a mortgage loan – what do I need to know?

26OCT
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Applying for a mortgage loan – what do I need to know?

When I speak to prospective clients they ask me what information will they need to prepare, in order to complete their mortgage loan application. I have prepared this blog article as I thought it would help you prepare for our meeting. The mortgage loan application requests information about the type of mortgage loan you are
- Posted by Karen Boies
- First Time Home Buyer
- Mortgage Planning
- New to Canada
- Purchases
- RRSP Contributions
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15JUL
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Your Credit Score

I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage so she could invest in her own home. During our meeting she expressed concern about having her credit checked and the impact on her ability to get a loan. When
- Posted by Karen Boies
- Financial health
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15JUN
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Guarantor or not?

I recently had the opportunity to work with a client who really wanted to take the step to buy her own condo instead of paying off her landlord’s mortgage. She had completed the application process, then after checking her credit rating I found out she had previously declared bankruptcy. That prior bankruptcy adversely affects her
- Posted by Karen Boies
- Financial health
- Mortgage Planning
- Purchases
- Uncategorized
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FAQ: What are my options if I am late on a mortgage payment? What are the penalties? Penalties will vary from lend… t.co/WDzBaQ6UsEFri Jul 23 16:32:01 +0000 2021
A clause inserted in a mortgage which gives the mortgagor the privilege of paying down some of the principal amount… t.co/GOCRCfaT47Thu Jul 22 16:31:11 +0000 2021
Did you know we can help our mortgage clients in SEVEN different languages? 👉Cantonese 👉Farsi 👉French 👉Mandarin 👉P… t.co/mbqUBuvFJ6Wed Jul 21 16:30:04 +0000 2021
Buying your first home is an incredible step in life, but it is not without its hurdles! One of which is demonstrat… t.co/9NmCzdnvJpMon Jul 19 16:29:03 +0000 2021
thank you for agreeing. RT @cmi_mortgages: @citywidemtg Great approach - individual options for each borrower are so important!Mon Jul 19 04:58:18 +0000 2021
FAQ: How does the Amortization Period affect the size of each payment? The longer the amortization period, the mor… t.co/GNa4w67PvkFri Jul 16 16:29:05 +0000 2021
Some good news for those looking to qualify for a mortgage: rates will remain at their record lows for the foreseea… t.co/Tat3BSVQThThu Jul 15 16:28:04 +0000 2021
Mortgage glossary term: Foreclosure The legal process by which a lender acquires possession of the property securi… t.co/GI4yqwIvLLWed Jul 14 16:26:07 +0000 2021
25 of the Biggest Design Mistakes New Homeowners Make: t.co/YDZiRsXT5J t.co/IrfPP1LVWwMon Jul 12 16:25:03 +0000 2021
For traditional qualified applications, our service is at no cost to you. We are paid a finders fee by the lending… t.co/ynwGoQYQIyFri Jul 09 16:25:09 +0000 2021

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