City Wide Mortgage Services | mortgage broker Vancouver Island

Rates

effective March 28, 2023

Term	Bank Rate	Our Rate
1 Year	6.09 %	5.19 %
2 Year	5.79 %	5.19 %
3 Year	5.78 %	4.89 %
4 Year	6.09 %	4.64 %
5 Year	6.34 %	4.59 %
7 Year	6.60 %	5.59 %
10 Year	6.85 %	5.29 %

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Applying for a mortgage loan – what do I need to know?

26OCT
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Applying for a mortgage loan – what do I need to know?

When I speak to prospective clients they ask me what information will they need to prepare, in order to complete their mortgage loan application. I have prepared this blog article as I thought it would help you prepare for our meeting. The mortgage loan application requests information about the type of mortgage loan you are
- Posted by administrator
- First Time Home Buyer
- Mortgage Planning
- New to Canada
- Purchases
- RRSP Contributions
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15JUL
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Your Credit Score

I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage so she could invest in her own home. During our meeting she expressed concern about having her credit checked and the impact on her ability to get a loan. When
- Posted by administrator
- Financial health
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15JUN
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Guarantor or not?

I recently had the opportunity to work with a client who really wanted to take the step to buy her own condo instead of paying off her landlord’s mortgage. She had completed the application process, then after checking her credit rating I found out she had previously declared bankruptcy. That prior bankruptcy adversely affects her
- Posted by administrator
- Financial health
- Mortgage Planning
- Purchases
- Uncategorized
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Some #MotivationMonday from the City Wide team! Have a great week! “If you want light to come into your life, you… t.co/UGlhLashCwMon Mar 27 20:09:03 +0000 2023
FAQ: What is the advantage to making additional payments? ➡️ It will allow you to pay off the mortgage more quickl… t.co/zW7ISpKK9mSat Mar 25 01:46:05 +0000 2023
Glossary Term: Discharge of Mortgage A document executed by the lender and given to the borrower when the mortgage… t.co/iOcUtlABSwThu Mar 23 21:00:10 +0000 2023
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Some #MotivationMonday from the City Wide team! Have a great week! “The more you praise and celebrate your life, t… t.co/wMrKvLBGzpMon Mar 20 20:37:07 +0000 2023
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“Some people choose to contribute a lump sum to their RRSP, either at the beginning of the calendar year or just be… t.co/DmAlKADXWkThu Mar 16 03:45:03 +0000 2023
Some #MotivationMonday from the City Wide team! Have a great week! “Optimism is a happiness magnet. If you stay po… t.co/xlgzVejfeIMon Mar 13 20:37:04 +0000 2023

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