City Wide Mortgage Services | mortgage broker Vancouver Island

Rates

effective January 20, 2021

Term	Bank Rate	Our Rate
1 Year	3.14 %	1.64 %
2 Year	3.19 %	1.59 %
3 Year	3.49 %	1.59 %
4 Year	3.74 %	1.64 %
5 Year	4.59 %	1.58 %
7 Year	5.35 %	2.34 %
10 Year	5.60 %	2.69 %

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Applying for a mortgage loan – what do I need to know?

26OCT
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Applying for a mortgage loan – what do I need to know?

When I speak to prospective clients they ask me what information will they need to prepare, in order to complete their mortgage loan application. I have prepared this blog article as I thought it would help you prepare for our meeting. The mortgage loan application requests information about the type of mortgage loan you are
- Posted by Karen Boies
- First Time Home Buyer
- Mortgage Planning
- New to Canada
- Purchases
- RRSP Contributions
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15JUL
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Your Credit Score

I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage so she could invest in her own home. During our meeting she expressed concern about having her credit checked and the impact on her ability to get a loan. When
- Posted by Karen Boies
- Financial health
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15JUN
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Guarantor or not?

I recently had the opportunity to work with a client who really wanted to take the step to buy her own condo instead of paying off her landlord’s mortgage. She had completed the application process, then after checking her credit rating I found out she had previously declared bankruptcy. That prior bankruptcy adversely affects her
- Posted by Karen Boies
- Financial health
- Mortgage Planning
- Purchases
- Uncategorized
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