• What is your credit worthiness?

    This week one of our lenders sent an email to remind us how they look at a mortgage application for a client. They call this the 5 C’s of Credit. I thought you might find it interesting. “Remember it’s not how nice or good they are, but whether they qualify for the loan. Character –

  • Can I Reduce My Property Taxes?

    The 2011 BC Property Assessments are now available online and many homeowners have received a copy in the mail. This has triggered many inquiries from my clients, wanting to know if they can dispute the assessed value and in turn reduce their tax bill. The simple answer is yes, but is it worthwhile? I recently

  • Where is Your Wealth?

    Will Dunning, Chief Economist for the Canadian Association of Accredited Mortgage Professionals (CAAMP), of which I am a member, wrote an article for the Mortgage Journal called “Keep an Eye on Wealth Effects”. What is the ‘Wealth Effect’? It’s really all about perception…. our perception of wealth, particularly with respect to the value of our