City Wide Mortgage Services | new home mortgages

Rates

effective July 29, 2021

Term	Bank Rate	Our Rate
1 Year	3.14 %	1.64 %
2 Year	3.19 %	1.54 %
3 Year	3.49 %	1.54 %
4 Year	3.74 %	1.79 %
5 Year	4.59 %	1.88 %
7 Year	5.35 %	2.44 %
10 Year	5.60 %	2.89 %

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What is your credit worthiness?

04APR
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What is your credit worthiness?

This week one of our lenders sent an email to remind us how they look at a mortgage application for a client. They call this the 5 C’s of Credit. I thought you might find it interesting. “Remember it’s not how nice or good they are, but whether they qualify for the loan. Character –
- Posted by Karen Boies
- Financial health
- Mortgage Planning
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01APR
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A Place Where Women Connect

I am frequently entertained by the musing of @crunchycarpets on Twitter. We banter back and forth sharing a giggle and some intellectual property. Then one day she invited me to be interviewed for her website Wet Coast Women. I was excited about the opportunity to share my ideas about mortgages. Honestly, I am passionate about
- Posted by Karen Boies
- First Time Home Buyer
- Home ownership
- Mortgage Planning
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25NOV
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10 Steps To Buying A Home

Being prepared and knowing what to expect along the way will help the home buying process go more smoothly for you. Working with the right professionals, who educate and support you along the way, will help alleviate the stress of buying your new home. 1. Determine how much you can afford. Based on the combined
- Posted by Karen Boies
- First Time Home Buyer
- Home ownership
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Often, traditional lenders may reject individuals with lower incomes, but in equity financing, the savings and cred… t.co/ABAi6gtGcgWed Jul 28 16:33:05 +0000 2021
15 decorating ideas for summer: t.co/p3yUEl2BMh t.co/x9lWeVD1YbMon Jul 26 16:33:04 +0000 2021
FAQ: What are my options if I am late on a mortgage payment? What are the penalties? Penalties will vary from lend… t.co/WDzBaQ6UsEFri Jul 23 16:32:01 +0000 2021
A clause inserted in a mortgage which gives the mortgagor the privilege of paying down some of the principal amount… t.co/GOCRCfaT47Thu Jul 22 16:31:11 +0000 2021
Did you know we can help our mortgage clients in SEVEN different languages? 👉Cantonese 👉Farsi 👉French 👉Mandarin 👉P… t.co/mbqUBuvFJ6Wed Jul 21 16:30:04 +0000 2021
Buying your first home is an incredible step in life, but it is not without its hurdles! One of which is demonstrat… t.co/9NmCzdnvJpMon Jul 19 16:29:03 +0000 2021
thank you for agreeing. RT @cmi_mortgages: @citywidemtg Great approach - individual options for each borrower are so important!Mon Jul 19 04:58:18 +0000 2021
FAQ: How does the Amortization Period affect the size of each payment? The longer the amortization period, the mor… t.co/GNa4w67PvkFri Jul 16 16:29:05 +0000 2021
Some good news for those looking to qualify for a mortgage: rates will remain at their record lows for the foreseea… t.co/Tat3BSVQThThu Jul 15 16:28:04 +0000 2021
Mortgage glossary term: Foreclosure The legal process by which a lender acquires possession of the property securi… t.co/GI4yqwIvLLWed Jul 14 16:26:07 +0000 2021

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