City Wide Mortgage Services | new home mortgages

Rates

effective April 21, 2021

Term	Bank Rate	Our Rate
1 Year	3.14 %	1.69 %
2 Year	3.19 %	1.54 %
3 Year	3.49 %	1.54 %
4 Year	3.74 %	1.79 %
5 Year	4.59 %	1.89 %
7 Year	5.35 %	2.44 %
10 Year	5.60 %	2.89 %

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What is your credit worthiness?

04APR
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What is your credit worthiness?

This week one of our lenders sent an email to remind us how they look at a mortgage application for a client. They call this the 5 C’s of Credit. I thought you might find it interesting. “Remember it’s not how nice or good they are, but whether they qualify for the loan. Character –
- Posted by Karen Boies
- Financial health
- Mortgage Planning
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01APR
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A Place Where Women Connect

I am frequently entertained by the musing of @crunchycarpets on Twitter. We banter back and forth sharing a giggle and some intellectual property. Then one day she invited me to be interviewed for her website Wet Coast Women. I was excited about the opportunity to share my ideas about mortgages. Honestly, I am passionate about
- Posted by Karen Boies
- First Time Home Buyer
- Home ownership
- Mortgage Planning
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25NOV
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10 Steps To Buying A Home

Being prepared and knowing what to expect along the way will help the home buying process go more smoothly for you. Working with the right professionals, who educate and support you along the way, will help alleviate the stress of buying your new home. 1. Determine how much you can afford. Based on the combined
- Posted by Karen Boies
- First Time Home Buyer
- Home ownership
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#motivationmonday from the team! t.co/f94qb8wPJaMon Apr 19 20:16:12 +0000 2021
@VanMortgages You are part of what makes this team amazing & special Jordan.Sat Apr 17 06:34:22 +0000 2021
"I started City Wide 25 years ago and honestly couldn’t be more proud of what we’ve created. A true collective grou… t.co/opalBiwPZPFri Apr 16 20:33:09 +0000 2021
Mortgage Glossary Term: Amortization The gradual retirement of a debt over a certain period of time by means of r… t.co/cilNWcs3GVThu Apr 15 20:16:10 +0000 2021
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RT @OSFICanada: For additional information or to access the full list of questions and answers, click here: t.co/f3gmWESOG2 We we…Wed Apr 14 04:07:49 +0000 2021
RT @OSFICanada: The proposal is based on the feedback of previous consultations. When we develop a new rule or adjust existing rules, we al…Wed Apr 14 04:07:36 +0000 2021
RT @OSFICanada: Lenders use debt serviceability ratios, e.g. Gross Debt Service and Total Debt Service, to assess a borrower’s capacity to…Wed Apr 14 04:07:23 +0000 2021
RT @OSFICanada: It should be noted that if mortgage rates rise, fewer will be affected, if they fall then more will be affected. More info…Wed Apr 14 04:07:06 +0000 2021
#motivationmonday from the team! t.co/rFQRCt3LzxMon Apr 12 20:14:13 +0000 2021

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