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  • Rates

    effective January 17, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.64 %
    2 Year 3.19 % 1.59 %
    3 Year 3.49 % 1.59 %
    4 Year 3.74 % 1.64 %
    5 Year 4.59 % 1.58 %
    7 Year 5.35 % 2.34 %
    10 Year 5.60 % 2.69 %
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    • You are here:
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    • Where is Your Wealth?
    • 01DEC
      0 Comments

      Where is Your Wealth?

      Will Dunning, Chief Economist for the Canadian Association of Accredited Mortgage Professionals (CAAMP), of which I am a member, wrote an article for the Mortgage Journal called “Keep an Eye on Wealth Effects”. What is the ‘Wealth Effect’? It’s really all about perception…. our perception of wealth, particularly with respect to the value of our

      • Posted by Dara Fahy
      • Uncategorized
      More
    • 22APR
      0 Comments

      Mortgages for the Self Employed – “Stated Income vs. Qualified Income”

      Self-employed and seeking a mortgage? If you are like many self-employed or commissioned individuals, you may be caught in a difficult situation; how can you reduce your income and, in turn, your tax bill, while still being able to qualify for a mortgage? To find a solution to this dilemma, you can make use of

      • Posted by Dara Fahy
      • mortgage for self employed
      • Uncategorized
      More
    • 06APR
      0 Comments

      Rental Income Offset versus Rent Added to Income

      I recently sat down with a group of investors that are setting out to acquire a portfolio of rental properties. They wanted clarification on the Federal Government changes coming April 19th, and how they will affect the mortgage qualfication process. In addition to having to put 20% down on investment properties, one of the biggest

      • Posted by Dara Fahy
      • mortgage changes for rental properties
      • Uncategorized
      • vancouver real estate
      More

    Recent Company Posts

    • B.C. real estate: Markets outside Vancouver driving detached home sales 2020-12-28T18:00:55-08:00
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    • 10 New Homeowner Tips You Need to Know ASAP 2020-12-28T17:59:09-08:00

    Dara Fahy, A.M.P.

    dara@citywidemortgage.ca
    T: 604-537-6155
    F: 1-888-562-3518

    Contact Info

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      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

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