Last week, the federal government announced that the eligibility criteria for the First Time Home Buyer Incentive (FTHBI) will be expanded immediately in key cities, Toronto, Vancouver, and Victoria, to account for their high purchase price. Under this new incentive, buyers in qualifying markets are now eligible for an increased qualifying annual income of $150,000

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A new program helps to make homeownership more affordable. The First-Time Home Buyer Incentive helps qualified first-time homebuyers reduce their monthly mortgage payments without adding to their financial burdens. The First-Time Home Buyer Incentive is a shared-equity mortgage with the Government of Canada. It offers: 5% or 10% for a first-time buyer’s purchase of a newly constructed