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  • Rates

    effective June 30, 2022

    Term Bank Rate Our Rate
    1 Year 5.19 % 3.89 %
    2 Year 5.14 % 3.99 %
    3 Year 5.34 % 3.99 %
    4 Year 5.79 % 3.99 %
    5 Year 6.04 % 3.99 %
    7 Year 6.30 % 5.24 %
    10 Year 6.55 % 5.34 %
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    • Fastest Way to Rebuild Your Credit
    • 28SEP
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      Fastest Way to Rebuild Your Credit

      TRANSCRIPTION OF VIDEO BLOG: Hi, everybody. Rowan Smith from City Wide Mortgage services. I’m answering the question today, “What’s the fastest way to rebuild my credit?” Now, there’s no quick answer. There’s no way this can be done in a month, or two months, or even three months, or six months. You have to think

      • Posted by Rowan Smith
      • Credit Score and Credit Information
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    • 30APR
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      No Reporting Credit on the Bureau – How to Fix it – By Vancouver Mortgage Broker Rowan Smith

      Transcript of Video Blog: Hi everybody. Rowan Smith from the Mortgage Centre. I want to talk today about credit, specifically someone that doesn’t have a reporting credit score. I had a client call me this week who has tons of assets. They ran two different companies. The companies, the companies not her, have fantastic credit.

      • Posted by Rowan Smith
      • Credit Score and Credit Information
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    • 10MAR
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      Do Extra Payments Help Your Credit Score?

      Transcript of Video: Hey everyone, Rowan Smith with the Mortgage Centre. I want to address a question a client came up with me on with the credit bureau. And that is, he wanted to know why his extra payments weren’t reflected. The credit bureau is just a recording of debt payment history and how much

      • Posted by Rowan Smith
      • Credit Score and Credit Information
      More

    Recent Company Posts

    • The complete guide for first-time home buyers in Canada 2022-05-29T20:38:17-07:00
    • How to Buy a Presale Condo: Mortgages, Deposits, and Developers, Explained 2022-05-29T20:36:30-07:00
    • Census figures: What do they mean for Canada’s reverse mortgage market? 2022-05-29T20:34:50-07:00

    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

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    • With rising interest rates and some forecasting as much as a 20% drop in home prices, will institutional investors… t.co/42nBGe4kf9Mon Jun 27 13:30:17 +0000 2022

    • A quick reminder… Once you move into your new home create a system to keep all warranties and manuals in one place. t.co/KQuuzWC1D1Fri Jun 24 22:51:05 +0000 2022

    • A prepayment penalty is a fee that some lenders charge if you pay off all or part of your mortgage early. If you ha… t.co/QApfrXqcozFri Jun 24 04:56:05 +0000 2022

    • “If you’ve ever wondered how to buy a presale condo but have been intimidated by the unfamiliarity of the process,… t.co/cXN39RkvuYWed Jun 22 15:34:06 +0000 2022

    • #MotivationMonday from the City Wide team! Have a great week! “Extraordinary things are always hiding in places pe… t.co/PJ8SuVjzpcMon Jun 20 15:19:11 +0000 2022

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