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  • Rates

    effective March 23, 2023

    Term Bank Rate Our Rate
    1 Year 6.09 % 5.19 %
    2 Year 5.79 % 5.19 %
    3 Year 5.78 % 4.99 %
    4 Year 6.09 % 4.64 %
    5 Year 6.34 % 4.69 %
    7 Year 6.60 % 5.59 %
    10 Year 6.85 % 5.29 %
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    • A “Variable” Mortgage is NOT and “Open” Mortgage – There is a difference
    • 17FEB
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      A “Variable” Mortgage is NOT and “Open” Mortgage – There is a difference

      Transcript of Video Blog: Hi, everybody. I want to address a very common myth, and that’s that people think their variable rate mortgage, because it is open to fluctuations, is in fact an open mortgage. That’s not the case. There’s a lot of confusion as to what is an open mortgage versus a variable mortgage

      • Posted by Rowan Smith
      • Basic Mortgage Info
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    • 15FEB
      0 Comments

      First Time Home Buyer Rights and Advantages

      Transcript of Video Blog: It’s Rowan Smith from the Mortgage Centre. I want to address a very common myth that I hear about, that clients will come to me and say, “Well, I’m a first-time home-buyer, so don’t I get a better rate on my mortgage?” The answer is absolutely not. Everybody is going to

      • Posted by Rowan Smith
      • First Time Homebuyers
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    • 30DEC
      0 Comments

      Top 5 Ways to Improve your Credit

      Don’t open any new creditor accounts. If you already have enough credit cards etc…please don’t open or take out any new loans. A new loan will report on your credit score as an R0 and will be considered “too new to rate” and will take big points bite off your credit score.  Pay everything on

      • Posted by Ralna Burridge
      • Uncategorized
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    Recent Company Posts

    • What time of year should you retire? 2022-10-05T08:01:31-07:00
    • 10 Must-Have Home Upgrades That Are Actually Worth It 2022-10-05T07:59:47-07:00
    • Will you make money on your rental property? 2022-10-05T07:58:35-07:00

    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
    • V6H 1G7

    cwf@citywidemortgage.ca

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