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  • Rates

    effective February 3, 2023

    Term Bank Rate Our Rate
    1 Year 6.09 % 5.19 %
    2 Year 5.79 % 5.19 %
    3 Year 5.78 % 4.89 %
    4 Year 6.09 % 4.79 %
    5 Year 6.34 % 4.64 %
    7 Year 6.60 % 5.54 %
    10 Year 6.85 % 5.24 %
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    • Canadians Need Guidance With Their Mortgages
    • 11OCT
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      Canadians Need Guidance With Their Mortgages

      That’s the takeaway from a national survey released this week by Rates.ca, which found half of Canadians aren’t aware of the mortgage options available to them. Not only that, but Canadians are lacking in some other basic mortgage trivia, with an astounding 9 out of 10 respondents not knowing that mortgage interest is charged semi-annually: 28% think

      • Posted by Editor
      • Basic Mortgage Info
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      • First Time Home Buyer
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      • Market Commentary
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    • 31JUL
      0 Comments

      CMHC moves to make it easier for self-employed to get a mortgage

      Self-employed Canadians seeking to buy a home may soon find it easier to secure a mortgage after changes announced by Canada Mortgage and Housing Corp. CMHC said self-employed people make up about 15 per cent of Canada’s population, but they may have difficulty qualifying for a mortgage because their incomes may vary or be less predictable. Changes unveiled last

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    • 09MAY
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      What is the “Best” Mortgage Rate?

      “The ‘best’ mortgage rate means the lowest rate available for a mortgage that contains all of the features and terms the client is looking for,” says Laird. He notes that some of the key features rate shoppers should consider include the penalty to break your mortgage; pre-payment privileges (i.e., the lump sum payments and percentage

      • Posted by Editor
      • Basic Mortgage Info
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