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    • Canadians Need Guidance With Their Mortgages
    • 11OCT
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      Canadians Need Guidance With Their Mortgages

      That’s the takeaway from a national survey released this week by Rates.ca, which found half of Canadians aren’t aware of the mortgage options available to them. Not only that, but Canadians are lacking in some other basic mortgage trivia, with an astounding 9 out of 10 respondents not knowing that mortgage interest is charged semi-annually: 28% think

      • Posted by Editor
      • Basic Mortgage Info
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      • First Time Home Buyer
      • First-Time Buyers
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    • 11APR
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      Can’t afford to buy a house? The government may take on part of the cost

      That is the gist of the boldest proposal that Budget 2019 puts forth to help more middle-income Canadians fulfill their homeownership dream. Under the new CMHC First-Time Home Buyer Incentive, the Canada Mortgage and Housing Corporation would use up to $1.25 billion over three years to help lower mortgage costs for eligible Canadians.   The

      • Posted by Editor
      • First Time Home Buyer
      • First-Time Buyers
      • Market Commentary
      • Market Update
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    • 07MAR
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      Who is Canada’s mortgage stress test stressing?

      Last year was an interesting one for the Canadian new and resale housing markets. The introduction of the mandated mortgage stress test set out by theOffice of the Superintendent of Financial Institutions (OSFI) had a significant effect, in that both new and resale home sales were down. First-time buyers were especially affected, as most either

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