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  • Rates

    effective December 5, 2023

    Term Bank Rate Our Rate
    1 Year 7.84 % 6.69 %
    2 Year 7.34 % 6.29 %
    3 Year 7.14 % 5.79 %
    4 Year 6.99 % 5.54 %
    5 Year 7.04 % 5.39 %
    7 Year 7.10 % 5.90 %
    10 Year 7.25 % 6.30 %
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    • Canadians Need Guidance With Their Mortgages
    • 11OCT
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      Canadians Need Guidance With Their Mortgages

      That’s the takeaway from a national survey released this week by Rates.ca, which found half of Canadians aren’t aware of the mortgage options available to them. Not only that, but Canadians are lacking in some other basic mortgage trivia, with an astounding 9 out of 10 respondents not knowing that mortgage interest is charged semi-annually: 28% think

      • Posted by Editor
      • Basic Mortgage Info
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    • 11APR
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      Can’t afford to buy a house? The government may take on part of the cost

      That is the gist of the boldest proposal that Budget 2019 puts forth to help more middle-income Canadians fulfill their homeownership dream. Under the new CMHC First-Time Home Buyer Incentive, the Canada Mortgage and Housing Corporation would use up to $1.25 billion over three years to help lower mortgage costs for eligible Canadians.   The

      • Posted by Editor
      • First Time Home Buyer
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    • 13SEP
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      Housing market calmer in August…

      Both July and August we’ve seen slight decreases in the benchmark price,” Phil Moore, president of the Real Estate Board of Greater Vancouver, said. The board released monthly figures for August on Wednesday. “In the detached market, it’s about three per cent lower than a year ago. In the condo market, it’s still 10 per cent higher but

      • Posted by Editor
      • First-Time Buyers
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      • Market Update
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