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  • Rates

    effective August 24, 2026

    Term Bank Rate Our Rate
    1 Year 5.84 % 4.54 %
    2 Year 5.14 % 3.99 %
    3 Year 6.05 % 4.04 %
    4 Year 5.99 % 4.09 %
    5 Year 6.09 % 4.14 %
    7 Year 6.40 % 5.00 %
    10 Year 6.80 % 5.29 %
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    • Protect your credit score while transitioning through the divorce process
    • 14MAR
      0 Comments

      Protect your credit score while transitioning through the divorce process

      You won…the house is yours and now you do not qualify for the mortgage to buy out your partner……….Is this the situation you find yourself in? I recently worked with a woman who had separated from her husband in 2008. She is living in the family home with her children and her husband is making

      • Posted by administrator
      • divorce
      • Mortgage Planning
      • Purchases
      • Refinancing
      More
    • 03NOV
      0 Comments

      Collateral Charges – Another Lender Gets On Board

      Transcript of Video: Hi, everybody. Rowan Smith with the Mortgage Centre. I want to talk today about a change that was announced that’s been swept under the radar, and that’s that TD Bank has announced their mortgages will now be a collateral charge. Now what a collateral charge is, it differs than a traditional mortgage

      • Posted by Rowan Smith
      • Market Commentary
      More
    • 13SEP
      0 Comments

      High Fees on Bank Mortgages? Talk to Me!

      Transcript of Video Blog: Hi, everybody. It’s Rowan Smith from the Mortgage Centre. I want to talk today about rates and fees. I heard something that was very disturbing to me again. I heard a broker that was charging a very large fee to arrange a mortgage for a borrower through a bank. Now I’m

      • Posted by Rowan Smith
      • Market Commentary
      • Penalties on Mortgages
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    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
    • V6H 1G7

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