City Wide Mortgage Services | pre-sale purchases

Rates

effective March 28, 2023

Term	Bank Rate	Our Rate
1 Year	6.09 %	5.19 %
2 Year	5.79 %	5.19 %
3 Year	5.78 %	4.89 %
4 Year	6.09 %	4.64 %
5 Year	6.34 %	4.59 %
7 Year	6.60 %	5.59 %
10 Year	6.85 %	5.29 %

Mortgage Planners

contact now

We encourage you to contact one of our Mortgage Planners to discuss your individual mortgage needs.

More

Mortgage Application

apply today

Select one of our mortgage planners and click Apply Now to complete a quick and easy online mortgage application.

Apply Now

You are here:
Home
Contribute To Your RRSP, Get Tax Refund & Still Use Money For Downpayment

22FEB
0 Comments
Contribute To Your RRSP, Get Tax Refund & Still Use Money For Downpayment

Well it is that time of the year again. RRSP contribution season. I had two calls today asking “I want to buy a new home but want to save for my retirement as well. I can’t do both as the downpayment would then be used for the RRSP contribution. What are my options?”
- Posted by Wayne Mah
- Educational
- First-Time Buyers
More
17JAN
0 Comments
Opinion: New Mortgage Rules Punish First Time Home Buyers

After further analysis I believe the just announced mortgage rule changes punish responsible, and especially first time, homebuyers. I am specifically referring to the reduction in maximum amortization from 35 to 30 years. Over the last several months, the Federal Government and the Bank of Canada have been giving “hints” that they were concerned that
- Posted by Wayne Mah
- First-Time Buyers
- Market Update
- Opinion
More
16JAN
0 Comments
New Mortgage Rules Announced

UPDATED: It was confirmed today by Finance Minister Jim Flaherty that indeed these are the rule changes. The first 2 will be in effect March 18, 2011 and the 3rd one April 8, 2011. The benefits of having time shift for TV in Canada. CTV News is announcing that a new conference has been called
- Posted by Wayne Mah
- Bank of Canada
- Market Update
More

1
2
3
›
»

Latest Tweets

Some #MotivationMonday from the City Wide team! Have a great week! “If you want light to come into your life, you… t.co/UGlhLashCwMon Mar 27 20:09:03 +0000 2023
FAQ: What is the advantage to making additional payments? ➡️ It will allow you to pay off the mortgage more quickl… t.co/zW7ISpKK9mSat Mar 25 01:46:05 +0000 2023
Glossary Term: Discharge of Mortgage A document executed by the lender and given to the borrower when the mortgage… t.co/iOcUtlABSwThu Mar 23 21:00:10 +0000 2023
“Basements are typically built and designed for the storage and housing of your home’s HVAC and plumbing systems. B… t.co/LS4jIEouxLThu Mar 23 03:56:06 +0000 2023
t.co/G2cVStkrfSTue Mar 21 18:34:11 +0000 2023
Some #MotivationMonday from the City Wide team! Have a great week! “The more you praise and celebrate your life, t… t.co/wMrKvLBGzpMon Mar 20 20:37:07 +0000 2023
Stores selling yoga wear, outdoor gear and fashionable clothes line West 4th Avenue, the main drag, and dining opti… t.co/c8OHa8AktESat Mar 18 01:27:01 +0000 2023
Thanks for the great review! We love hearing kind words from happy clients! t.co/eDFcLfqqC7Thu Mar 16 21:23:01 +0000 2023
“Some people choose to contribute a lump sum to their RRSP, either at the beginning of the calendar year or just be… t.co/DmAlKADXWkThu Mar 16 03:45:03 +0000 2023
Some #MotivationMonday from the City Wide team! Have a great week! “Optimism is a happiness magnet. If you stay po… t.co/xlgzVejfeIMon Mar 13 20:37:04 +0000 2023

© 2008-2020 City Wide Financial Corporation
City Wide Mortgage Services (E. & O. E.)
VIEW MOBILE SITE

Top