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  • Rates

    effective May 25, 2026

    Term Bank Rate Our Rate
    1 Year 5.84 % 4.24 %
    2 Year 5.14 % 4.14 %
    3 Year 6.05 % 4.09 %
    4 Year 5.99 % 4.09 %
    5 Year 6.09 % 4.09 %
    7 Year 6.40 % 5.09 %
    10 Year 6.80 % 5.14 %
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    • Private Mortgages / 2nd Mortgages – What is Private Money
    • 18AUG
      0 Comments

      Separating? Divorcing? What Is Needed To Get A Mortgage

      Unfortunately, statistics indicate that couples end up divorcing or separating in about 50% of relationships in current times. I have worked with couples where the split was amicable and also with ones that were…quite antagonistic. Obviously I am not a relationship counsellor but get involved when one of the party wants to purchase the home

      • Posted by Wayne Mah
      • Educational
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    • 16AUG
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      Rates lowered by CIBC and RBC

      CIBC and RBC led the way today by announcing lower rates. All rates from 2 year terms and up were lowered by 10 bps across the board. With this latest decrease the posted 5 year fixed rate at both lenders is now at 5.49%. No announcements by the other lenders at this time but they

      • Posted by Wayne Mah
      • Mortgage Rates
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    • 21JUL
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      Top 5 Things NOT To Do After Writing An Offer

      Transcript of Video Blog: Hi everybody, it’s Rowan Smith with The Mortgage Centre. I’m going to do a little top five list. These are top five things not to do once you’ve written an offer. OK, so number one. Do not write an offer and leave on vacation. Now there’s a couple of catches to

      • Posted by Rowan Smith
      • Basic Mortgage Info
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    Recent Company Posts

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    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
    • V6H 1G7

    cwf@citywidemortgage.ca

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