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  • Rates

    effective January 21, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.64 %
    2 Year 3.19 % 1.59 %
    3 Year 3.49 % 1.59 %
    4 Year 3.74 % 1.64 %
    5 Year 4.59 % 1.58 %
    7 Year 5.35 % 2.34 %
    10 Year 5.60 % 2.69 %
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    • How Self Employed Borrowers get a Mortgage in Vancouver – Rowan Smith Mortgage Broker Explains
    • 11APR
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      Bi Weekly Payments – How they Help – Explained by Rowan Smith a Vancouver Mortgage Broker

      Transcript of Video Blog: Hi, everybody, it’s Rowan Smith with the Mortgage Center. I’m here to talk about biweekly payments and why they pay your mortgage down faster. Now, I want to use a nice simple example to show you why this works, because it’s no magic and it has nothing to do with just

      • Posted by Rowan Smith
      • Basic Mortgage Info
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    • 17FEB
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      A “Variable” Mortgage is NOT and “Open” Mortgage – There is a difference

      Transcript of Video Blog: Hi, everybody. I want to address a very common myth, and that’s that people think their variable rate mortgage, because it is open to fluctuations, is in fact an open mortgage. That’s not the case. There’s a lot of confusion as to what is an open mortgage versus a variable mortgage

      • Posted by Rowan Smith
      • Basic Mortgage Info
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    • 16FEB
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      Debt Servicing – How to Calculate It (Instructional)

      Transcript of Video Blog: Hi everybody, it’s Rowan Smith with The Mortgage Center. We’re going to try something a little different this week, and we’re going to cover something that’s very commonly requested of me, which is details on debt servicing, what is it, and how to calculate it. So there’s two main ratios that

      • Posted by Rowan Smith
      • Basic Mortgage Info
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    Recent Company Posts

    • B.C. real estate: Markets outside Vancouver driving detached home sales 2020-12-28T18:00:55-08:00
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    • 10 New Homeowner Tips You Need to Know ASAP 2020-12-28T17:59:09-08:00

    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

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      604-257-2600
    • Vancouver, BC
      1-800-774-8818
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