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  • Rates

    effective June 26, 2026

    Term Bank Rate Our Rate
    1 Year 5.84 % 4.54 %
    2 Year 5.14 % 3.99 %
    3 Year 6.05 % 3.99 %
    4 Year 5.99 % 3.99 %
    5 Year 6.09 % 4.04 %
    7 Year 6.40 % 4.95 %
    10 Year 6.80 % 5.24 %
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    • 5 Steps in Arranging Financing – A How To Guide
    • 10JAN
      0 Comments

      I’ll Donate One Can of Food For Every Rating or Comment…

      Hi Everyone, Thank you for your comments, emails, phone calls, and ratings. I appreciate all of it. I’m making a special offer from January 11th (inclusive) through January 18th (inclusive), for every rating or comment I receive during these days, on my videos on Youtube, I will donate 1 can of food or 1 food

      • Posted by Rowan Smith
      • Uncategorized
      More
    • 08JAN
      0 Comments

      Basement Suite Income – How To Get it Used By the Bank

      We take calls all the time from clients who want to buy a home with substantial basement suite income, but their bank is either ignoring it, or not treating it seriously. This video blog explains the difference between authorized and un-authorized suites, and how the various banks will treat that income. It also explains how

      • Posted by Rowan Smith
      • Basic Mortgage Info
      • First Time Homebuyers
      • Income Qualifying
      • Rental and Investment Properties
      • Unique or Unusual Properties
      More
    • 30DEC
      0 Comments

      What is an Option to Purchase and How to Use Them

      I get questions all the time about what an option to purchase is. This video blog gives an explanation of what the option is, how it works, and when to use it. Enjoy [flashvideo file=wp-content/uploads/2009/12/Options-to-Purchase.flv /] Transcription of the Video Blog: Hi everyone, this is Rowan Smith from The Mortgage Centre. I’ve been taking several

      • Posted by Rowan Smith
      • Basic Mortgage Info
      • Contracts and Subjects
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    Recent Company Posts

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    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
    • V6H 1G7

    cwf@citywidemortgage.ca

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