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  • Rates

    effective January 22, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.64 %
    2 Year 3.19 % 1.54 %
    3 Year 3.49 % 1.54 %
    4 Year 3.74 % 1.64 %
    5 Year 4.59 % 1.58 %
    7 Year 5.35 % 2.34 %
    10 Year 5.60 % 2.69 %
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    • Contribute To Your RRSP, Get Tax Refund & Still Use Money For Downpayment
    • 22FEB
      0 Comments

      Contribute To Your RRSP, Get Tax Refund & Still Use Money For Downpayment

      Well it is that time of the year again. RRSP contribution season. I had two calls today asking “I want to buy a new home but want to save for my retirement as well. I can’t do both as the downpayment would then be used for the RRSP contribution. What are my options?”

      • Posted by Wayne Mah
      • Educational
      • First-Time Buyers
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    • 17JAN
      0 Comments

      Opinion: New Mortgage Rules Punish First Time Home Buyers

      After further analysis I believe the just announced mortgage rule changes punish responsible, and especially first time, homebuyers. I am specifically referring to the reduction in maximum amortization from 35 to 30 years. Over the last several months, the Federal Government and the Bank of Canada have been giving “hints” that they were concerned that

      • Posted by Wayne Mah
      • First-Time Buyers
      • Market Update
      • Opinion
      More
    • 16JAN
      0 Comments

      New Mortgage Rules Announced

      UPDATED: It was confirmed today by Finance Minister Jim Flaherty that indeed these are the rule changes. The first 2 will be in effect March 18, 2011 and the 3rd one April 8, 2011. The benefits of having time shift for TV in Canada. CTV News is announcing that a new conference has been called

      • Posted by Wayne Mah
      • Bank of Canada
      • Market Update
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    Recent Company Posts

    • B.C. real estate: Markets outside Vancouver driving detached home sales 2020-12-28T18:00:55-08:00
    • 10 DIY home renovations for the thrifty homeowner 2020-12-28T18:00:14-08:00
    • 10 New Homeowner Tips You Need to Know ASAP 2020-12-28T17:59:09-08:00

    Wayne Mah, A.M.P.

    wayne@citywidemortgage.ca
    T: 604-880-1899
    F: 604-257-2605

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

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