City Wide Mortgage Services | vancouver rental properties

Rates

effective April 18, 2021

Term	Bank Rate	Our Rate
1 Year	3.14 %	1.69 %
2 Year	3.19 %	1.54 %
3 Year	3.49 %	1.54 %
4 Year	3.74 %	1.79 %
5 Year	4.59 %	1.89 %
7 Year	5.35 %	2.44 %
10 Year	5.60 %	2.89 %

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Contribute To Your RRSP, Get Tax Refund & Still Use Money For Downpayment

22FEB
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Contribute To Your RRSP, Get Tax Refund & Still Use Money For Downpayment

Well it is that time of the year again. RRSP contribution season. I had two calls today asking “I want to buy a new home but want to save for my retirement as well. I can’t do both as the downpayment would then be used for the RRSP contribution. What are my options?”
- Posted by Wayne Mah
- Educational
- First-Time Buyers
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17JAN
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Opinion: New Mortgage Rules Punish First Time Home Buyers

After further analysis I believe the just announced mortgage rule changes punish responsible, and especially first time, homebuyers. I am specifically referring to the reduction in maximum amortization from 35 to 30 years. Over the last several months, the Federal Government and the Bank of Canada have been giving “hints” that they were concerned that
- Posted by Wayne Mah
- First-Time Buyers
- Market Update
- Opinion
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16JAN
0 Comments
New Mortgage Rules Announced

UPDATED: It was confirmed today by Finance Minister Jim Flaherty that indeed these are the rule changes. The first 2 will be in effect March 18, 2011 and the 3rd one April 8, 2011. The benefits of having time shift for TV in Canada. CTV News is announcing that a new conference has been called
- Posted by Wayne Mah
- Bank of Canada
- Market Update
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RT @OSFICanada: The proposal is based on the feedback of previous consultations. When we develop a new rule or adjust existing rules, we al…Wed Apr 14 04:07:36 +0000 2021
RT @OSFICanada: Lenders use debt serviceability ratios, e.g. Gross Debt Service and Total Debt Service, to assess a borrower’s capacity to…Wed Apr 14 04:07:23 +0000 2021
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