logo
  • HOME
  • OUR SERVICES
    • Buying a Home
    • Equity Financing
    • Mortgage Renewals:
      Switch or Refinance
    • Second Mortgage
    • Turned Down?
  • OUR COMPANY
    • ABOUT US
    • CONTACT US
    • Mortgage Planners
    • Lenders & Associations
    • Community Involvement
    • Preferred Partners
  • YOUR LEARNING CENTRE
    • Blog
      • Dara Fahy
      • Karen Boies
      • Ralna Burridge
      • Rowan Smith
      • Shaun Zipursky
      • Wayne Mah
      • Wesley Fong
    • Audio & Video
    • Downloadable Forms
    • Calculators
    • Glossary of Terms
    • Lenders & Brokers Fees
    • Why Use a Broker?
    • Testimonials
    • FAQs
    • Links
  • CONTACT US
  • ABOUT US
  • LOGIN

  • Rates

    effective June 3, 2023

    Term Bank Rate Our Rate
    1 Year 6.09 % 5.14 %
    2 Year 5.79 % 5.14 %
    3 Year 5.78 % 4.69 %
    4 Year 6.09 % 4.64 %
    5 Year 6.34 % 4.49 %
    7 Year 6.60 % 5.44 %
    10 Year 6.85 % 5.44 %
  • Mortgage Planners

    contact now

    We encourage you to contact one of our Mortgage Planners to discuss your individual mortgage needs.
    More
  • Mortgage Application

    apply today

    Select one of our mortgage planners and click Apply Now to complete a quick and easy online mortgage application.
    Apply Now
    • You are here:
    • Home
    •  
    • Proposed mortgage rules aim to reduce financial risk in Canada’s hot housing markets @ CBC
    • 08AUG
      0 Comments

      Proposed mortgage rules aim to reduce financial risk in Canada’s hot housing markets @ CBC

      New rules proposed by the federal government to curb financial risks associated with the country’s hot housing markets could make it more difficult to secure a mortgage. The Office of the Superintendent of Financial Institutions’ new guidelines proposed Thursday include stress tests for uninsured mortgages — loans secured with a deposit of at least 20 per cent on the value of

      • Posted by Editor
      • Basic Mortgage Info
      • Educational
      • Market Update
      • Mortgage Broker
      • Real Estate
      • Uncategorized
      More
    • 04MAR
      0 Comments

      How to win a real estate bidding war in Metro Vancouver @ CTV News

      Vancouver – “In a red-hot real estate market where inventory is low, prices are high and competition is fierce, the seller holds exponentially much more power than the buyer.     Multiple offers have become the new normal in the Vancouver market, with many properties selling for hundreds of thousands of dollars over the asking price.

      • Posted by Editor
      • First Time Home Buyer
      • Home ownership
      • Mortgage Broker
      • vancouver real estate
      More
    • 07JAN
      0 Comments

      Why Use Me? Why Use Rowan Smith?

      People ask the question all the time: “Why should I use you? Why not just go to my bank?” There are a lot of reasons. Watch this video blog for my explanation. [flashvideo file=wp-content/uploads/2010/01/Why-Use-Me.flv /] Transcription of the Video Blog: Hey everybody, Rowan Smith from the Mortgage Centre. I got several comments back on some

      • Posted by Rowan Smith
      • Mortgage Broker
      More

    Recent Company Posts

    • What time of year should you retire? 2022-10-05T08:01:31-07:00
    • 10 Must-Have Home Upgrades That Are Actually Worth It 2022-10-05T07:59:47-07:00
    • Will you make money on your rental property? 2022-10-05T07:58:35-07:00

    Editor

    info@citywidemortgage.ca
    T:

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
    • V6H 1G7

    cwf@citywidemortgage.ca

    Latest Tweets

    • Thanks for the awesome review! t.co/lgz0NJV4OzFri Jun 02 20:48:06 +0000 2023

    • “For first-time home buyers, going to an open house or a scheduled property viewing can be an exciting, but sometim… t.co/ewntnqCbsAThu Jun 01 17:23:04 +0000 2023

    • #MortgageGlossary Interest Adjustment Date (IAD) The date on which the mortgage really begins, usually the first o… t.co/7F4HqZl9cjWed May 31 08:08:08 +0000 2023

    • RT @SteveSaretsky: I get a lot of people asking if they should sell their house on this rip and go rent, wait for prices to fall and then b…Wed May 31 03:59:54 +0000 2023

    • “The people who are crazy enough to think they can change the world are the ones who do.” Steve Jobs Some… t.co/Nbad3fagPbTue May 30 03:38:10 +0000 2023

    • Thank you! “Dara is the best mortgage broker ever! My situation was very difficult and I was denied or offered a v… t.co/jogMNEXSMQFri May 26 16:26:03 +0000 2023

    • “After years of dealing with the high costs and inconveniences of renting, you’re craving more independence and loo… t.co/v60qqjfugBFri May 26 00:27:04 +0000 2023

    • There are a variety of individuals and organizations that are involved in mortgage financing. Some include: ➡️Bank… t.co/hLjEH62EEvWed May 24 08:36:07 +0000 2023

    • “Don't sit down and wait for the opportunities to come. Get up and make them.” Madam C.J Walker Some… t.co/VGS1RMVWCnTue May 23 03:58:07 +0000 2023

    • Have you visited the Learning Centre on our website? You’ll find a glossary of terms, mortgage FAQ’s, calculators,… t.co/uZyoORb2KYFri May 19 16:29:09 +0000 2023

    Proud Member of

    © 2008-2020 City Wide Financial Corporation
    City Wide Mortgage Services (E. & O. E.)
    VIEW MOBILE SITE
    Top