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  • Rates

    effective February 3, 2023

    Term Bank Rate Our Rate
    1 Year 6.09 % 5.19 %
    2 Year 5.79 % 5.19 %
    3 Year 5.78 % 4.89 %
    4 Year 6.09 % 4.79 %
    5 Year 6.34 % 4.64 %
    7 Year 6.60 % 5.54 %
    10 Year 6.85 % 5.24 %
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    • Proposed mortgage rules aim to reduce financial risk in Canada’s hot housing markets @ CBC
    • 08AUG
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      Proposed mortgage rules aim to reduce financial risk in Canada’s hot housing markets @ CBC

      New rules proposed by the federal government to curb financial risks associated with the country’s hot housing markets could make it more difficult to secure a mortgage. The Office of the Superintendent of Financial Institutions’ new guidelines proposed Thursday include stress tests for uninsured mortgages — loans secured with a deposit of at least 20 per cent on the value of

      • Posted by Editor
      • Basic Mortgage Info
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    • 04MAR
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      How to win a real estate bidding war in Metro Vancouver @ CTV News

      Vancouver – “In a red-hot real estate market where inventory is low, prices are high and competition is fierce, the seller holds exponentially much more power than the buyer.     Multiple offers have become the new normal in the Vancouver market, with many properties selling for hundreds of thousands of dollars over the asking price.

      • Posted by Editor
      • First Time Home Buyer
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    • 07JAN
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      Why Use Me? Why Use Rowan Smith?

      People ask the question all the time: “Why should I use you? Why not just go to my bank?” There are a lot of reasons. Watch this video blog for my explanation. [flashvideo file=wp-content/uploads/2010/01/Why-Use-Me.flv /] Transcription of the Video Blog: Hey everybody, Rowan Smith from the Mortgage Centre. I got several comments back on some

      • Posted by Rowan Smith
      • Mortgage Broker
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