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  • Rates

    effective February 3, 2023

    Term Bank Rate Our Rate
    1 Year 6.09 % 5.19 %
    2 Year 5.79 % 5.19 %
    3 Year 5.78 % 4.89 %
    4 Year 6.09 % 4.79 %
    5 Year 6.34 % 4.64 %
    7 Year 6.60 % 5.54 %
    10 Year 6.85 % 5.24 %
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    • Great Variable Rate Mortgage Strategy
    • 03MAR
      0 Comments

      Great Variable Rate Mortgage Strategy

      Despite the low fixed rate mortgages available there are still many people asking for variable rate products. Most of the time they ask what the best rate for a variable is. In majority of the cases this would be a variable rate closed mortgage. However, I have been suggesting they take the variable rate OPEN

      • Posted by Wayne Mah
      • Bank of Canada
      • Mortgage Rates
      • Opinion
      • Save Money With Your Mortgage
      • Video
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    • 15FEB
      0 Comments

      Top tips to maintain your credit rating

      Everyone knows that they should maintain a good credit rating in order to qualify for loans. In some cases it will also help get you a “preferred” lower rate. However, how to achieve and keep a good rating continues to be a mystery to many people. I often hear “My credit rating should be good

      • Posted by Wayne Mah
      • Credit Score
      • Educational
      • First-Time Buyers
      • Opinion
      • Save Money With Your Mortgage
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    • 28JAN
      0 Comments

      Lower posted and variable rates announced

      TD Bank & RBC led the way today by lowering posted rates on their 3, 4 and 5 year fixed rate terms. The drops ranged from 10-15 bps. A 5 year posted fixed rate is now at 5.39% at both lenders. This is now only 0.14% from the all time low of 5.25%. Most brokers

      • Posted by Wayne Mah
      • Market Update
      • Mortgage Rates
      • Refinance or Renewals
      • Save Money With Your Mortgage
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      • 1
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    Recent Company Posts

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    Wayne Mah, A.M.P.

    wayne@citywidemortgage.ca
    T: 604-880-1899
    F: 604-257-2605

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

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