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  • Rates

    effective January 18, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.64 %
    2 Year 3.19 % 1.59 %
    3 Year 3.49 % 1.59 %
    4 Year 3.74 % 1.64 %
    5 Year 4.59 % 1.58 %
    7 Year 5.35 % 2.34 %
    10 Year 5.60 % 2.69 %
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    • CMHC Rule Changes in Effect TODAY
    • 19APR
      0 Comments

      CMHC Rule Changes in Effect TODAY

      April 19th, 2010 is the date, and the new mortgage rule changes go into effect today. Our office did a presentation to 50 realtors and clients last week, and below are the three videos that came from it where the changes are discussed at much, much greater length than previously. Enjoy! Transcription of Video Blogs

      • Posted by Rowan Smith
      • Market Commentary
      • Mortgage Insurance
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    • 16APR
      0 Comments

      Too Late To Get April 19 CMHC Mortgage Rules Changes?

      I took more calls today than I could count asking, “Is it too late to get in under the old rules?” The short answer is: “YES” The reality is that lenders are swamped with applications from people that got them in within the last 7 days. They’ve been working around the clock to the mortgages

      • Posted by Rowan Smith
      • Market Commentary
      • Mortgage Insurance
      More
    • 14JAN
      0 Comments

      Tax Deductible Mortgages for Canadians

      For years Americans have enjoyed the benefits of being able to deduct the interest paid on their residential mortgages and save on income tax. Some people may say that this benefit is partly why Americans have encountered so much housing trouble as this concept encourages you to keep a high mortgage balance…after all the interest

      • Posted by Ralna Burridge
      • Uncategorized
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    Recent Company Posts

    • B.C. real estate: Markets outside Vancouver driving detached home sales 2020-12-28T18:00:55-08:00
    • 10 DIY home renovations for the thrifty homeowner 2020-12-28T18:00:14-08:00
    • 10 New Homeowner Tips You Need to Know ASAP 2020-12-28T17:59:09-08:00

    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

    Contact Info

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      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

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