logo
  • HOME
  • OUR SERVICES
    • Buying a Home
    • Equity Financing
    • Mortgage Renewals:
      Switch or Refinance
    • Second Mortgage
    • Turned Down?
  • OUR COMPANY
    • ABOUT US
    • CONTACT US
    • Mortgage Planners
    • Lenders & Associations
    • Community Involvement
    • Preferred Partners
  • YOUR LEARNING CENTRE
    • Blog
      • Dara Fahy
      • Karen Boies
      • Ralna Burridge
      • Rowan Smith
      • Shaun Zipursky
      • Wayne Mah
      • Wesley Fong
    • Audio & Video
    • Downloadable Forms
    • Calculators
    • Glossary of Terms
    • Lenders & Brokers Fees
    • Why Use a Broker?
    • Testimonials
    • FAQs
    • Links
  • CONTACT US
  • ABOUT US
  • LOGIN

  • Rates

    effective March 2, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.64 %
    2 Year 3.19 % 1.54 %
    3 Year 3.49 % 1.54 %
    4 Year 3.74 % 1.64 %
    5 Year 4.59 % 1.59 %
    7 Year 5.35 % 2.19 %
    10 Year 5.60 % 2.39 %
  • Mortgage Planners

    contact now

    We encourage you to contact one of our Mortgage Planners to discuss your individual mortgage needs.
    More
  • Mortgage Application

    apply today

    Select one of our mortgage planners and click Apply Now to complete a quick and easy online mortgage application.
    Apply Now
    • You are here:
    • Home
    •  
    • CMHC Fees – How to Avoid Them on a 2nd Purchase
    • 08MAY
      0 Comments

      CMHC Fees – How to Avoid Them on a 2nd Purchase

      In this post I look at CMHC fees: What are they? How are they calculated? If you paid them once, do you pay them again? Is there a way to avoid them or pay a reduced amount on your next home purchase? Enjoy! Video Transcription: Hi, everyone. Rowan Smith at the Mortgage Centre. I want

      • Posted by Rowan Smith
      • Basic Mortgage Info
      • Mortgage Insurance
      More
    • 19APR
      0 Comments

      CMHC Rule Changes in Effect TODAY

      April 19th, 2010 is the date, and the new mortgage rule changes go into effect today. Our office did a presentation to 50 realtors and clients last week, and below are the three videos that came from it where the changes are discussed at much, much greater length than previously. Enjoy! Transcription of Video Blogs

      • Posted by Rowan Smith
      • Market Commentary
      • Mortgage Insurance
      More
    • 16APR
      0 Comments

      Too Late To Get April 19 CMHC Mortgage Rules Changes?

      I took more calls today than I could count asking, “Is it too late to get in under the old rules?” The short answer is: “YES” The reality is that lenders are swamped with applications from people that got them in within the last 7 days. They’ve been working around the clock to the mortgages

      • Posted by Rowan Smith
      • Market Commentary
      • Mortgage Insurance
      More
      • 1
      • 2

    Recent Company Posts

    • 5 Signs That Now is the Right Time to Move 2021-02-25T14:16:25-08:00
    • 8 Things First Time Home Buyers Need to Know 2021-02-25T14:15:15-08:00
    • Vancouver Real Estate Prices Diverge, As Detached Homes Soar While Condos Plummet 2021-02-25T14:14:10-08:00

    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

    Latest Tweets

    • #motivationmonday from the team! t.co/0hJkHw4zXDMon Mar 01 17:55:09 +0000 2021

    • FAQ: What are the rate differences between the open and closed mortgages? Depending on the economic climate, an op… t.co/Igbk3VCUZhThu Feb 25 19:45:09 +0000 2021

    • 8 Home Renovations that Add The Most Value to Your Home: t.co/WkimjlK6OP t.co/vj6v0xQGxDWed Feb 24 16:35:09 +0000 2021

    • #motivationmonday from the team! t.co/roeC4KMdNiMon Feb 22 16:10:04 +0000 2021

    • Thanks for the great review! t.co/NHfMDvLgRJFri Feb 19 19:10:12 +0000 2021

    • To end awards season 2020, @zipmortgage had a year unlike many. Awarded both the Presidents Award along with TOP HO… t.co/uWnoBYlisRThu Feb 18 21:16:43 +0000 2021

    • Welcome to the Hall of Fame @RowanMsmith! t.co/uTh2jonVeIThu Feb 18 21:15:31 +0000 2021

    • Congratulations @darafahy on a fantastic 2020 & being awarded the Silver Hall of Fame award to top it off. t.co/84r3QbCCcAThu Feb 18 21:13:50 +0000 2021

    • FAQ: What is the advantage to making additional payments? – It will allow you to pay off the mortgage more quickly… t.co/2LElBFtEyEThu Feb 18 17:40:06 +0000 2021

    • 15 Home-Staging Essentials “First impressions matter, so make your home stand out the instant buyers pull up to th… t.co/gjvatRF3pXWed Feb 17 19:50:03 +0000 2021

    Proud Member of

    © 2008-2020 City Wide Financial Corporation
    City Wide Mortgage Services (E. & O. E.)
    VIEW MOBILE SITE
    Top