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  • Rates

    effective April 21, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.69 %
    2 Year 3.19 % 1.54 %
    3 Year 3.49 % 1.54 %
    4 Year 3.74 % 1.79 %
    5 Year 4.59 % 1.89 %
    7 Year 5.35 % 2.44 %
    10 Year 5.60 % 2.89 %
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    • Vendor Take Back Mortgages – More Details…
    • 13SEP
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      High Fees on Bank Mortgages? Talk to Me!

      Transcript of Video Blog: Hi, everybody. It’s Rowan Smith from the Mortgage Centre. I want to talk today about rates and fees. I heard something that was very disturbing to me again. I heard a broker that was charging a very large fee to arrange a mortgage for a borrower through a bank. Now I’m

      • Posted by Rowan Smith
      • Market Commentary
      • Penalties on Mortgages
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    • 11SEP
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      Beware Armchair Critics!

      Transcript of Video Blog: Hi, everybody. It’s Rowan Smith with the Mortgage Centre. I want to talk today about being aware of armchair critics. A lot of times a client will come to me with a very unique situation like a very hard to do file, and I have to pick and choose very carefully

      • Posted by Rowan Smith
      • Basic Mortgage Info
      • Market Commentary
      • Uncategorized
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    • 21JUL
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      Top 5 Things NOT To Do After Writing An Offer

      Transcript of Video Blog: Hi everybody, it’s Rowan Smith with The Mortgage Centre. I’m going to do a little top five list. These are top five things not to do once you’ve written an offer. OK, so number one. Do not write an offer and leave on vacation. Now there’s a couple of catches to

      • Posted by Rowan Smith
      • Basic Mortgage Info
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    Recent Company Posts

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    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

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      604-257-2600
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      1-800-774-8818
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