logo
  • HOME
  • OUR SERVICES
    • Buying a Home
    • Equity Financing
    • Mortgage Renewals:
      Switch or Refinance
    • Second Mortgage
    • Turned Down?
  • OUR COMPANY
    • ABOUT US
    • CONTACT US
    • Mortgage Planners
    • Lenders & Associations
    • Community Involvement
    • Preferred Partners
  • YOUR LEARNING CENTRE
    • Blog
      • Dara Fahy
      • Karen Boies
      • Ralna Burridge
      • Rowan Smith
      • Shaun Zipursky
      • Wayne Mah
      • Wesley Fong
    • Audio & Video
    • Downloadable Forms
    • Calculators
    • Glossary of Terms
    • Lenders & Brokers Fees
    • Why Use a Broker?
    • Testimonials
    • FAQs
    • Links
  • CONTACT US
  • ABOUT US
  • LOGIN

  • Rates

    effective January 28, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.59 %
    2 Year 3.19 % 1.54 %
    3 Year 3.49 % 1.54 %
    4 Year 3.74 % 1.59 %
    5 Year 4.59 % 1.58 %
    7 Year 5.35 % 1.99 %
    10 Year 5.60 % 2.14 %
  • Mortgage Planners

    contact now

    We encourage you to contact one of our Mortgage Planners to discuss your individual mortgage needs.
    More
  • Mortgage Application

    apply today

    Select one of our mortgage planners and click Apply Now to complete a quick and easy online mortgage application.
    Apply Now
    • You are here:
    • Home
    •  
    • Mortgage Changes – March 18 Deadline – Amortization Changes
    • 22FEB
      0 Comments

      Mortgage Changes – March 18 Deadline – Amortization Changes

      Transcript of Video: Coming soon!

      • Posted by Rowan Smith
      • Market Commentary
      More
    • 25APR
      0 Comments

      How Are Mortgage Penalties Calculated?

      I’m getting lots of questions about why bank penalties have fallen in the last three weeks. This blog explains the calculation methodology behind it: Transcript of Video Blog: Hi, everybody. It’s Rowan Smith from the Mortgage Centre. I wanted to address penalties, and interest rate differentials, and three month interest penalties and how it all

      • Posted by Rowan Smith
      • Penalties on Mortgages
      More
    • 19APR
      0 Comments

      CMHC Rule Changes in Effect TODAY

      April 19th, 2010 is the date, and the new mortgage rule changes go into effect today. Our office did a presentation to 50 realtors and clients last week, and below are the three videos that came from it where the changes are discussed at much, much greater length than previously. Enjoy! Transcription of Video Blogs

      • Posted by Rowan Smith
      • Market Commentary
      • Mortgage Insurance
      More
      • 1
      • 2
      • 3

    Recent Company Posts

    • 8 Home Renovations that Add The Most Value to Your Home 2021-01-27T17:21:47-08:00
    • 15 Home-Staging Essentials 2021-01-27T17:18:07-08:00
    • Some tips to make your plans for home improvements less scary 2021-01-27T17:14:45-08:00

    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

    Latest Tweets

    • FAQ: How do lenders use the debt service ratios to determine the size of mortgage that they can give you? Most len… t.co/vwN1ioxskqWed Jan 27 19:25:06 +0000 2021

    • #motivationmonday from the team! t.co/MFTVGsXBekMon Jan 25 19:25:09 +0000 2021

    • #fridayfunny Have a great weekend! t.co/kk8UYpCJDBFri Jan 22 18:00:11 +0000 2021

    • 10 DIY home renovations for those on a budget. If you’re willing to put in some time and get a little dirty, these… t.co/i85ttv14KEThu Jan 21 17:25:07 +0000 2021

    • FAQ: How can I determine what mortgage amount is affordable to me? Use the mortgage calculators on our site to det… t.co/zVhwn9PsplWed Jan 20 20:05:09 +0000 2021

    • #motivationmonday from the team! t.co/QRvnkXn7S9Mon Jan 18 16:50:05 +0000 2021

    • We love hearing great things from our clients! Thanks Reaia! t.co/ncY9p2pH55Fri Jan 15 17:55:08 +0000 2021

    • Buying a home is a smart investment and offers a lot of benefits for you and your family, but owning a home also co… t.co/QUeWtfSFoNThu Jan 14 19:20:01 +0000 2021

    • FAQ: What is gross debt service ratio? The ratio of annual principal, interest, property taxes and estimated heati… t.co/njqI54eekRWed Jan 13 18:05:06 +0000 2021

    • #motivationmonday from the team! t.co/2XgqZtI12uMon Jan 11 18:50:02 +0000 2021

    Proud Member of

    © 2008-2020 City Wide Financial Corporation
    City Wide Mortgage Services (E. & O. E.)
    VIEW MOBILE SITE
    Top