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  • Rates

    effective September 21, 2026

    Term Bank Rate Our Rate
    1 Year 5.84 % 4.59 %
    2 Year 5.14 % 4.24 %
    3 Year 6.05 % 4.04 %
    4 Year 5.99 % 4.09 %
    5 Year 6.09 % 4.09 %
    7 Year 6.40 % 5.24 %
    10 Year 6.80 % 5.29 %
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    • CMHC Business For Self Stated Income Program Changed
    • 08FEB
      0 Comments

      Tighter Mortgage Rules Closer Than We Think?

      In an article in the Globe and Mail on Saturday, it was reported that the heads of the big six banks in Canada held private talks with policy makers to urge them to tighten mortgage rules fearing a “U.S. style binge-and-collapse in housing”. This latest article seems to add to what I wrote about in

      • Posted by Wayne Mah
      • First-Time Buyers
      • Market Update
      • Opinion
      • Real Estate
      More
    • 06FEB
      0 Comments

      Use your RRSP for your down payment

      Radio Real Estate Interview February 6 2010 On the weekend I had the great privilege of being invited to speak on the Radio Real Estate Show on AM 650. This is what I said …. ” There are a number of financial incentives for First Time Home Buyers.  As this is RRSP season, I am going to talk about

      • Posted by administrator
      • First Time Home Buyer
      • RRSP Contributions
      More
    • 28JAN
      0 Comments

      Lower posted and variable rates announced

      TD Bank & RBC led the way today by lowering posted rates on their 3, 4 and 5 year fixed rate terms. The drops ranged from 10-15 bps. A 5 year posted fixed rate is now at 5.39% at both lenders. This is now only 0.14% from the all time low of 5.25%. Most brokers

      • Posted by Wayne Mah
      • Market Update
      • Mortgage Rates
      • Refinance or Renewals
      • Save Money With Your Mortgage
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    Recent Company Posts

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    Wayne Mah, A.M.P.

    wayne@citywidemortgage.ca
    T: 604-880-1899
    F: 604-257-2605

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
    • V6H 1G7

    cwf@citywidemortgage.ca

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