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  • Rates

    effective April 14, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.69 %
    2 Year 3.19 % 1.54 %
    3 Year 3.49 % 1.54 %
    4 Year 3.74 % 1.69 %
    5 Year 4.59 % 1.89 %
    7 Year 5.35 % 2.34 %
    10 Year 5.60 % 2.79 %
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    • Semi-Monthly Accelerated… is it REALLY the same as bi-weekly accelerated?
    • 12NOV
      0 Comments

      Semi-Monthly Accelerated… is it REALLY the same as bi-weekly accelerated?

      One of the most important things that we discuss with our clients prior to closing is how they want their payments to come out of their account for their mortgage payment.  It’s always simple and easy when a client gets paid bi-weekly, however it’s a total different story when someone gets paid monthly or 1st

      • Posted by Shaun Zipursky
      • Client questions
      • Mortgage Rates
      • Opinion
      • Save money on your mortgage
      More
    • 28OCT
      0 Comments

      Look how far we’ve come!

      As discussed in today’s Province Newspaper More homebuyers turn to mortgage brokers in arranging their new mortgages. The percentage is up significantly, according the Deloitte report, especially with first-time home buyer and younger Canadian’s. I too find this, however even with repeat buyers I’m finding the need and want for “expert advice” is making home

      • Posted by Shaun Zipursky
      • Mortgage Rates
      • Opinion
      • Save money on your mortgage
      More
    • 24AUG
      0 Comments

      Are all mortgages created equally?

      This is likely a great time to debate this subject as more and more lenders and brokers are competing for the borrowers business. Everyone is offering some amazing rates on fixed 5 year mortgages, however some lenders are trying to offer slightly better deals, but are they really better? for example Is it more important

      • Posted by Shaun Zipursky
      • Client questions
      • Mortgage Rates
      • Opinion
      • Save money on your mortgage
      More
      • 1
      • 2

    Recent Company Posts

    • 15 Practical Budgeting Tips 2021-04-05T11:39:16-07:00
    • 5 Signs That Now is the Right Time to Move 2021-02-25T14:16:25-08:00
    • 8 Things First Time Home Buyers Need to Know 2021-02-25T14:15:15-08:00

    Shaun Zipursky, A.M.P.

    shaun@citywidemortgage.ca
    T: 604-862-6360
    F: 604-257-2605

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

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    • RT @OSFICanada: Lenders use debt serviceability ratios, e.g. Gross Debt Service and Total Debt Service, to assess a borrower’s capacity to…Wed Apr 14 04:07:23 +0000 2021

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