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    effective June 3, 2023

    Term Bank Rate Our Rate
    1 Year 6.09 % 5.14 %
    2 Year 5.79 % 5.14 %
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    • How to Get Money for Renovations When you Purchase
    • 30JUN
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      How to Get Money for Renovations When you Purchase

      How to Get Money for Renovations When you Purchase

      How to Get Money for Renovations When you Purchase One of the most common questions I receive from borrowers is, “can I get extra money with my mortgage for renovations?” The short answer is “yes,” but there are some restrictions, and the program is called “Purchase Plus Improvements.” The bank will not just hand you

      • Posted by Editor
      • Basic Mortgage Info
      • Client questions
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      • First-Time Buyers
      • Purchases
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    • 25JUN
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      How prepayments save your after tax dollars

      How prepayments save your after tax dollars

      For most clients, paying off their mortgage early is priority numero uno.  Let’s face it, mortgages are big, long, expensive commitments so for most people, the sooner you can work down that principal, the happier you will be.  With that in mind, we’re going to approach mortgage prepayments from a slightly different perspective & put

      • Posted by Editor
      • Basic Mortgage Info
      • Client questions
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      • tax
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    • 12NOV
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      Semi-Monthly Accelerated… is it REALLY the same as bi-weekly accelerated?

      One of the most important things that we discuss with our clients prior to closing is how they want their payments to come out of their account for their mortgage payment.  It’s always simple and easy when a client gets paid bi-weekly, however it’s a total different story when someone gets paid monthly or 1st

      • Posted by Shaun Zipursky
      • Client questions
      • Mortgage Rates
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      • Save money on your mortgage
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