| Term | Bank Rate | Our Rate |
| 1 Year | 3.14 % | 1.64 % |
| 2 Year | 3.19 % | 1.54 % |
| 3 Year | 3.49 % | 1.54 % |
| 4 Year | 3.74 % | 1.79 % |
| 5 Year | 4.59 % | 1.88 % |
| 7 Year | 5.35 % | 2.44 % |
| 10 Year | 5.60 % | 2.89 % |
What is a Collateral Charge Mortgage? I’ve wanted to do a video on this for some time, as I keep running into clients who are coming up to the end of their mortgage term, can save money by changing banks only to realize that they can’t actually leave without it costing them money. So we’re
Transcript of Video: Hi, everybody. Rowan Smith with the Mortgage Centre. I want to talk today about a change that was announced that’s been swept under the radar, and that’s that TD Bank has announced their mortgages will now be a collateral charge. Now what a collateral charge is, it differs than a traditional mortgage
