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  • Rates

    effective September 27, 2023

    Term Bank Rate Our Rate
    1 Year 7.59 % 6.44 %
    2 Year 7.14 % 6.14 %
    3 Year 6.94 % 5.99 %
    4 Year 6.79 % 5.54 %
    5 Year 6.84 % 5.19 %
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    • Average house price rose 10% to $456,186 in November from @CBCnews
    • 15DEC
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      Average house price rose 10% to $456,186 in November from @CBCnews

      Average house price rose 10% to $456,186 in November from @CBCnews

      The average price of a Canadian home was $456,186 in November, a 10.2 per cent increase compared to the same month a year earlier. The Canadian Real Estate Association also noted Tuesday that stripping out the expensive and large markets of Toronto and Vancouver, the average price would have been $338,969 — a 3.4 per cent gain compared to November

      • Posted by Editor
      • Real Estate
      • Uncategorized
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    • 16OCT
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      What is a Collateral Charge Mortgage? (With Video!) From our very own Ryan Zupan

      What is a Collateral Charge Mortgage? (With Video!) From our very own Ryan Zupan

      What is a Collateral Charge Mortgage? I’ve wanted to do a video on this for some time, as I keep running into clients who are coming up to the end of their mortgage term, can save money by changing banks only to realize that they can’t actually leave without it costing them money.  So we’re

      • Posted by Editor
      • Basic Mortgage Info
      • Educational
      • First Time Home Buyer
      • First-Time Buyers
      • Uncategorized
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    • 03NOV
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      Collateral Charges – Another Lender Gets On Board

      Transcript of Video: Hi, everybody. Rowan Smith with the Mortgage Centre. I want to talk today about a change that was announced that’s been swept under the radar, and that’s that TD Bank has announced their mortgages will now be a collateral charge. Now what a collateral charge is, it differs than a traditional mortgage

      • Posted by Rowan Smith
      • Market Commentary
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