| Term | Bank Rate | Our Rate |
| 1 Year | 3.14 % | 1.59 % |
| 2 Year | 3.19 % | 1.54 % |
| 3 Year | 3.49 % | 1.54 % |
| 4 Year | 3.74 % | 1.59 % |
| 5 Year | 4.59 % | 1.58 % |
| 7 Year | 5.35 % | 2.34 % |
| 10 Year | 5.60 % | 2.69 % |
When Is My Down Payment Needed By? After countless Saturdays & Sundays spent touring open houses, months of showings & a handful of unsuccessful bidding wars, your offer is finally accepted – rejoice! While we work on mortgage approval, you will need to prepare your end of the financial commitment: the down payment. The first
Transcript of Video: Hi, everybody. Rowan Smith with the Mortgage Centre. I want to talk today about a change that was announced that’s been swept under the radar, and that’s that TD Bank has announced their mortgages will now be a collateral charge. Now what a collateral charge is, it differs than a traditional mortgage
