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  • Rates

    effective January 16, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.64 %
    2 Year 3.19 % 1.59 %
    3 Year 3.49 % 1.59 %
    4 Year 3.74 % 1.64 %
    5 Year 4.59 % 1.58 %
    7 Year 5.35 % 2.34 %
    10 Year 5.60 % 2.69 %
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    • HOW CONDO ASSESSMENTS CAN AFFECT YOUR MORTGAGE
    • 27SEP
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      HOW CONDO ASSESSMENTS CAN AFFECT YOUR MORTGAGE

      “HOW CONDO ASSESSMENTS CAN AFFECT YOUR MORTGAGE” One of the largest hassles in getting a mortgage on a condominium is the review of the mountain of strata documents. Borrowers are often left to rely on their realtor alone for their expertise in reading strata minutes and documentation and ensuring that nothing contained within that bevy

      • Posted by Editor
      • Educational
      • First-Time Buyers
      • Real Estate
      • Uncategorized
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    • 16OCT
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      ALERT: Non-Conforming Strata Properties Continue To Be A Problem For Some

      In a post dated May 7, 2010, I alerted readers that Canadian mortgage insurers were not insuring “non-conforming strata” properties. For the full post read here. I subsequently wrote an update post on May 19, 2010 advising that the decisions by the mortgage insurers had been reversed and all was okay again. Read more here.

      • Posted by Wayne Mah
      • Educational
      • First-Time Buyers
      • Real Estate
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    • 12FEB
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      How do Restrictions in Your Condo Affect Your Financing?

      Have you ever wondered if rental restrictions, age restrictions, or pet restrictions affect financing options and availability? This video blog addresses this question. [flashvideo file=wp-content/uploads/2010/01/Restrictions.flv /] Transcription of Video Blog: Hi. It’s Rowan Smith with the Mortgage Centre. As many of you know, I recently got a new baby puppy that I brought home. As

      • Posted by Rowan Smith
      • Basic Mortgage Info
      • Unique or Unusual Properties
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