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  • Rates

    effective April 14, 2021

    Term Bank Rate Our Rate
    1 Year 3.14 % 1.69 %
    2 Year 3.19 % 1.54 %
    3 Year 3.49 % 1.54 %
    4 Year 3.74 % 1.69 %
    5 Year 4.59 % 1.89 %
    7 Year 5.35 % 2.34 %
    10 Year 5.60 % 2.79 %
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    • Common Questions Answered By Rowan Smith
    • 21FEB
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      Common Questions Answered By Rowan Smith

        Common Questions Answered by Rowan Smith: There is a lot of confusing misinformation spread by the media. With mortgage and financing rules changing constantly, it can be tough for a person to know the state of the financing market at any one point in time. It is critical that when shopping for a mortgage,

      • Posted by Rowan Smith
      • First Time Homebuyer
      • Market Commentary
      More
    • 09OCT
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      Co Signers and Guarantors – How They Work and When to Use Them

      TRANSCRIPTION OF VIDEO BLOG: Hi, everybody. Rowan Smith from City Wide Mortgage Services. Here today to talk about cosigners or guarantors. Question comes up a lot of times. “Can I get a cosigner, because my credit isn’t good enough?” Or, “Can I get a cosigner, because I don’t show enough income on paper?” The answer

      • Posted by Rowan Smith
      • Basic Mortgage Info
      • First Time Home Buyer
      • Guarantor / Co-Signers
      More
    • 28SEP
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      Fastest Way to Rebuild Your Credit

      TRANSCRIPTION OF VIDEO BLOG: Hi, everybody. Rowan Smith from City Wide Mortgage services. I’m answering the question today, “What’s the fastest way to rebuild my credit?” Now, there’s no quick answer. There’s no way this can be done in a month, or two months, or even three months, or six months. You have to think

      • Posted by Rowan Smith
      • Credit Score and Credit Information
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    Recent Company Posts

    • 15 Practical Budgeting Tips 2021-04-05T11:39:16-07:00
    • 5 Signs That Now is the Right Time to Move 2021-02-25T14:16:25-08:00
    • 8 Things First Time Home Buyers Need to Know 2021-02-25T14:15:15-08:00

    Rowan Smith, MBI

    rowan@citywidemortgage.ca
    T: 604-657-6775
    F: 1-888-282-5760

    Contact Info

    • 103-1245 West Broadway
      604-257-2600
    • Vancouver, BC
      1-800-774-8818
    • V6H 1G7

    cwf@citywidemortgage.ca

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    • RT @OSFICanada: The proposal is based on the feedback of previous consultations. When we develop a new rule or adjust existing rules, we al…Wed Apr 14 04:07:36 +0000 2021

    • RT @OSFICanada: Lenders use debt serviceability ratios, e.g. Gross Debt Service and Total Debt Service, to assess a borrower’s capacity to…Wed Apr 14 04:07:23 +0000 2021

    • RT @OSFICanada: It should be noted that if mortgage rates rise, fewer will be affected, if they fall then more will be affected. More info…Wed Apr 14 04:07:06 +0000 2021

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    • We are generally paid a commission by lenders, so that you do not need to pay us. These include: switching financin… t.co/sTkyrm5FAaFri Apr 09 20:14:09 +0000 2021

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