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    • 20FEB
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      Beware of What Your News Source Is

      All I read is that the market is awesome, everything is awesome, prices are up and going higher, and home ownership is perfect for everyone. Frankly, I’m tired of this rhetoric. If you are reading some news, such as a developer telling you they are projecting a 5% – 7% increase in prices, ask yourself,

      • Posted by Rowan Smith
      • Basic Mortgage Info
      • Market Commentary
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    • 18FEB
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      Pay yourself first

      The unsung hero of wealth creation: Pay  yourself  first.  One of the most powerful strategies for building wealth is to pay yourself first. What this means is taking your pay cheque and setting aside money for your future BEFORE you pay any bills. Of course, this can be difficult if you’re living from pay cheque

      • Posted by administrator
      • Financial health
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    • 17FEB
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      Government Announces Changes to Mortgages in Canada

      Today was another big day in the mortgage business. The finance minister announced some large changes to mortgages in Canada. A quick summary of those changes is as follows: 1. Non-owner-occupied properties must have a 20% down payment 2. Maximum financing on a refinance is 90% (instead of 95%) 3. Variable rate mortgage qualifications have

      • Posted by Rowan Smith
      • Market Commentary
      • Mortgage Insurance
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